United Membership℠ Infinite Card Assessment (2026.4 Replace: 110k Provide)

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2026.4 Replace: The welcome provide is now 110k. Provide ends on 2026.5.20. Additionally, there’s a brand new profit added on all UA cobranded playing cards: 10% off on UA award flights. For the no price card UA Gateway card, it’s good to spend $10k in a calendar 12 months to get this profit, whereas for all different UA cobranded playing cards with an annual price, you get this profit so long as you maintain the cardboard.

2025.11 Replace: The welcome provide is now 100k.

2025.4 Replace: There’s a brand new hyperlink with higher provide 100k: along with the 95k provide with $5k spending requirement, earn 5k extra miles once you add a certified person within the first 3 months. That’s 100k miles in whole. Provide ends on Jul 17. HT: DoC. [2025.7 Update] The welcome provide is lowered to 90k.

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Advantages

1. 110k provide: earn 100,000 United miles after spending $5,000 in 3 months. Earn 10,000 extra miles once you add a certified person within the first 3 months. That’s 110k miles in whole. The current finest provide is 120k.
2. We worth UA mile at 1.5  cents (Airline Miles Worth). So the 120k highest welcome provide is value about $1,800. See A Newbie’s Information to UA Miles to examine for particulars about UA Miles.
3. Earn 5x miles on United. Earn 2x miles on eating and all different journey. Earn 1x miles per greenback spent on all different purchases.
4. You obtain full United Membership Membership from this card which lets you enter United Golf equipment with as much as 2 visitors.
5. [New] There are numerous coupons on this card now, see subsequent part under.
6. [New] 10% off on UA award flights.
7. You and one companion on the identical ticket of United flights can every have 2 free checked baggage.
8. Take pleasure in Premier Entry on United flights.
9. You get waived for close-in reserving price on award ticket.
10. Complementary IHG Platinum membership.
11. Get 25% bonus miles on MileagePlus X purchases.
12. Extra award availability (XN cabin) with this card.
13. As much as $100 World Entry, TSA PreCheck® or NEXUS price credit score.
14. Visa Infinite advantages, together with: Visa Infinite Resort Assortment, Visa Infinite Resort Privileges, Visa Infinite Automotive Rental Privileges. However notice that the $100 air low cost profit is NOT included.
15. With this card, you’ll be able to redeem your UA miles in the direction of annual price at a set ratio 1.75 cents/level.
16. No international transaction price.
17. It’s free so as to add a certified person, although there’s not a lot profit.

Varied Coupons

• $200 Famend Accommodations and Resorts credit score: Obtain as much as $200 again in assertion credit every anniversary 12 months on resort lodging once you prepay instantly by way of Famend Accommodations and Resorts with this card.
• $100 Avis/Price range credit score: Obtain $50 in United TravelBank money, as much as $100 every anniversary 12 months, to your 1st and 2nd Avis or Price range automobile rental booked instantly by way of vehicles.united.com and paid for with this card.
• $150 rideshare credit score: Enroll to obtain as much as $150 again as assertion credit every calendar 12 months on rideshare purchases when paying with this card: $12 again as an announcement credit score every month from January by way of November and as much as $18 again for the month of December. Yearly opt-in is required.
• $240 Instacart credit score: Obtain two $10 Instacart credit month-to-month, as much as $240 whole every calendar 12 months, for purchases made instantly by way of Instacart with this card. Phrases apply. Advantages finish 12/31/27.
• $200 JSX credit score: Stand up to $200 again as an announcement credit score every anniversary 12 months once you ebook flights instantly with JSX utilizing this card. JSX is a hop-on jet service that gives a semi-private flying expertise at industrial fares.

Drawback

1. [New] Annual price $695, NOT waived for the primary 12 months. Be aware that annual price doesn’t rely in the direction of the minimal spending requirement (and that is true for all bank cards)!

Really useful Software Time

1. [5/24 Rule] When you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about methods to presumably bypass this rule.
2. This product is offered to you when you would not have this card and haven’t obtained a brand new cardmember bonus for this card prior to now 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
4. We advocate you to use for this card after you may have a credit score historical past for greater than a 12 months.

Abstract

The welcome provide is big, so this card is certainly value making use of. Whether or not the cardboard is value holding is dependent upon whether or not you want the United Membership membership. Should you don’t need to pay the annual price after the one 12 months, you’ll be able to downgrade it to the no price UA card.

Associated Credit score Playing cards

Really useful Downgrade Choices

Historic Gives Chart

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