(Replace 4/13/26: up to date and repost as that is now stay)
The promised Spirit card (“Free Spirit” debit card) has a touchdown web page and is now stay for utility inside the Spirit app. (ht FM) We’ve up to date the put up beneath with some further particulars.
Free Spirit Debit card
Direct card hyperlink (observe: utility accessible in Spirit app solely)
- $6.99 month-to-month price (non-waivable)
- 200 factors signup bonus
- 200 month-to-month Spirit bonus factors for the primary 12 months (for month 2 by way of month 12)
- Card incomes (when PIN isn’t used):
- Earn 1 level for each $2 spent
- Spirit purchases will earn 1 level per $1 spent
- Load card through ACH, debit card (2.5% price), or you’ll be able to add money at sure companion shops
- Issued by Cross River Financial institution
You too can earn bonus factors month-to-month primarily based in your common every day steadiness from the earlier month:
- $1,000 – $2,499: 100 factors monthly
- $2,500 – $4,999: 200 factors monthly
- $5,000 – $9,999: 400 factors monthly
- $10,000 – $24,999: 800 factors monthly
- $25,000 – $49,999: 2,000 factors monthly
- $50,000 or extra – 4,000 factors monthly
Further Advantages
- Group 2 precedence boarding on Spirit flights
- Precedence check-in
- Factors pooling entry
Our Verdict
We lately noticed debit playing cards launched by United, Southwest, and Wyndham. This Spirit card is from a unique financial institution backer and the small print aren’t as just like the others.
Through the first yr, the 200 month-to-month factors helps considerably offset the $6.99 month-to-month price. After the primary yr, when you’re not spending on the cardboard or doing the steadiness bonus, you’re mainly paying $6.99 monthly for Group 2 precedence boarding, precedence check-in, and entry to factors pooling. Presumably the .5x on debit purchases will be helpful in sure eventualities (e.g. tax funds).
Total, could be considerably fascinating to frequent Spirit flyers who don’t carry the Spirit bank card.