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2025.7 Replace: This card is totally renewed, and the annual price is elevated from $69 to $99. The welcome supply is elevated to 100k, which is one of the best ever supply on this card. The brand new advantages are marked with [New] under.
2025.4 Replace: The upper supply is expired. At the moment there’s solely a 50k supply.
2024.11 Replace: The brand new supply is 40k+$400. Provide ends on 2024.10.09. This one is not so good as the earlier 85k supply.
Utility Hyperlink
Advantages
- 100k supply: earn 100,000 Southwest Miles after spending $4,000 on purchases within the first 5 months. That is one of the best supply on this card.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 100k highest supply is price about $1,300. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- [New] Earn 2x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent at fuel stations and grocery shops on the primary $5,000 in mixed purchases per anniversary yr; Earn 1x mile per greenback spent on all different purchases.
- Obtain 3,000 Southwest Miles yearly in your Cardmember anniversary.
- [New] First checked bag free. Cardmembers and as much as 8 further passengers in the identical reservation can verify their first bag at no further value.
- [New] Customary Seat Choice inside 48 hours previous to departure, when out there. For those who don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
- [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
- [New] Obtain a ten% promo code every year in your cardmember anniversary (Excludes Primary fare).
- 2 EarlyBird Examine-In per yr. [New] This profit will finish on Dec 31, 2025.
- 25% again on in-flight purchases.
- For those who earn 125k Southwest miles in a yr, you get the Southwest companion cross certificates which is legitimate till the top of subsequent calendar yr!
- [New] 10,000 companion Move qualifying factors increase every year.
- [New] No overseas transaction price.
- Refer a pal (focused): You possibly can earn 5,000 bonus Southwest miles for each accredited account you refer, as much as a most of 10 accredited referrals (50,000 Southwest miles) per calendar yr.
Disadvantages
- [New] Annual price $99, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically throughout the USA and to/from Mexico, Central America, and the Caribbean.
Beneficial Utility Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility for this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts open over 24 months, not solely Chase accounts. See this submit for particulars about the best way to presumably bypass this rule.
- This product is accessible to you in case you would not have any Southwest private bank card and haven’t obtained a brand new cardmember bonus for any Southwest private bank card previously 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We advocate you to use for this card after you’ve gotten a credit score historical past of greater than a yr.
Abstract
The welcome bonus is strong. When the bonuses are at their peak, making use of for one private and one enterprise Southwest card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Move immediately. (Observe: You possibly can now not apply for 2 private Southwest playing cards throughout the similar yr.) For those who solely apply for a private card and skip the enterprise card, it’s truly fairly exhausting to earn the Companion Move. Because the Companion Move is legitimate for the rest of the yr you earn it plus all the following yr, making use of early within the calendar yr offers you the longest attainable validity. So in case you’re eyeing Southwest, the start of the yr is one of the best time to go for it.
At the moment, you may solely maintain one of many three private Southwest playing cards. For those who don’t fly Southwest usually and are simply in it for the signup bonus, the Southwest Plus card—with the bottom annual price—is your finest wager.
After the 2025 refresh and annual price will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in holding these playing cards. They’re principally simply good for the welcome bonus.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Payment | $99 | $149 | $229 | $149 | $299 |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 100k | 100k | 100k | 60k | 80k |
The present phrases drive you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.
Beneficial Downgrade Choices
- You cannot downgrade this card to any card with no annual price, so I recommend you shut it if you don’t need to preserve it any longer.
After Making use of
- Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the response from the automated line can be one of many following: Obtain resolution in 2 weeks means your utility might be accredited; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional overview and there’s nothing to let you know for now. Observe that is all anecdotal, and your utility might swap from one standing to a different all through the applying course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in case you didn’t get instantly accredited.
Historic Gives Chart
Observe: Generally there may be 50k+50k supply on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
Utility Hyperlink
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