Mintos, the main European platform for long-term wealth constructing, introduces the Excessive-Yield Bonds portfolio – an automatic method for traders to entry high-yield bonds.
The brand new automated portfolio builds on Mintos’ present providing of bonds, and represents a step ahead in bringing accessible, diversified wealth administration to traders. It permits traders to achieve publicity to a spread of high-yield bonds with out having to handpick them individually. As soon as activated, the portfolio routinely spreads funds throughout no less than 20 high-yield bonds from totally different industries and retains them reinvested to assist keep diversification over time – all powered by a proprietary Mintos know-how.
“Traders advised us they need entry to increased yields, however with out the complexity that normally comes with choosing and shopping for particular person bonds,” mentioned Martins Sulte, CEO and Co-Founding father of Mintos. “With automated investing in high-yield bonds, we’re bringing professional-level diversification and entry to a market that’s typically out of attain for many retail traders – all in a easy, clear method.”
Rising demand for bonds
Over the previous 12 months, Mintos has seen a gentle rise in investor curiosity in bonds. Platform knowledge exhibits a 61% enhance within the variety of traders who’ve began investing in bonds, driving an 86% development within the complete quantity invested between 2024 and 2025.
In a interval marked by financial uncertainty and fluctuating rates of interest, many traders are turning to bonds for his or her stability and common revenue – a mixture that helps stability threat and produce predictability to long-term portfolios.
Mintos has additionally doubled the variety of bonds out there on the platform, with bonds from over 40 European issuers featured thus far, together with airBaltic, Eleving, Esto, Nexus, Reima, and Summus Capital.
This growth displays a rising shift amongst Mintos traders towards diversified, income-generating methods – the place bonds complement present investments in loans and ETFs to stability yield and threat.
Simplifying entry to high-yield bonds
Excessive-yield bonds typically include excessive entry obstacles. Mintos lowers that threshold to €50 via fractionalization, enabling retail traders to entry bonds that may in any other case require a lot increased commitments.
By automating bond choice, allocation, and reinvestment, the Excessive-Yield Bonds portfolio helps traders keep diversified with out the necessity for handbook administration. Traders also can entry a refined bond overview interface for simpler comparability, and new instruments such because the Mintos Danger Rating for bonds and the Bonds Wishlist.
Not like conventional bond investing, Mintos provides the flexibleness to money out anytime, somewhat than ready for bonds to mature – giving traders larger liquidity and management over their portfolio*. The portfolio carries a 0.39% annual administration charge, charged month-to-month and deducted from the portfolio stability. To help traders getting began, Mintos provides fee-free investing till 31 December 2025.
Pushed by investor perception
Latest investor analysis on Mintos underscores a rising curiosity in bonds as a part of diversified portfolios. In interviews carried out in Might and June 2025, individuals persistently highlighted entry to high-yield alternatives as the principle motivation for investing in bonds. Many praised Mintos’ ease of use and low entry threshold, whereas extra skilled traders expressed a need for stylish automated methods – suggestions that immediately influenced the event of the Excessive-Yield Bonds portfolio.