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2026.4 Replace: The brand new provide is 125k: 90k IHG factors after $2000 spend within the first 3 months and 35k extra factors after a complete of $4000 spend within the first 6 months. The is the very best factors provide on this card.
2026.1 Replace: The brand new provide is 120k. Supply expires on 2026.3.18. [2026.3 Update] The upper provide is expired. The present provide is simply 80k.
2025.9 Replace: The brand new provide is 2FN (as much as 50k) + 40k. [2025.10 Update] The upper provide is expired. The present provide is simply 80k.
2025.5 Replace: The brand new provide is 120k. [Expired]
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Advantages
- 125k provide: earn 90,000 IHG factors after spending $2,000 within the first 3 months and 35,000 extra factors after a complete of $4,000 spend within the first 6 months. That is the perfect provide on this card.
- IHG factors are valued round 0.5 cents (Lodge Factors Worth). So the 125k provide is price about $625.
- Earn 5x factors at IHG property; earn 3x factors at eating, gasoline station, and month-to-month payments (utilities, cable, web, telephone,
cell and choose streaming companies); and earn 2x level on different purchases. - Earn 10,000 bonus factors after spending $10,000 and making one further buy every calendar yr.
- 20% off 20% on while you buy IHG factors along with your card.
- Redeem 3 nights, get the 4th evening free.
- Complimentary IHG Silver Membership so long as you might have this card. Get IHG Gold Membership if you happen to spend $20k.
- No international transaction payment.
- No annual payment.
Really helpful Utility Time
- [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this publish for particulars about how you can presumably bypass this rule.
- This product is obtainable to you if you happen to do not need a present IHG Rewards Credit score Card and haven’t acquired a brand new Cardmember bonus inside the final 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account. This doesn’t apply to Enterprise Card Credit score Card merchandise.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’ll get rejected.
- We suggest you to use for this card after you might have a credit score historical past for greater than a yr.
Abstract
The $99 annual payment model IHG Premier card has increased bonus and offers you a free evening yearly, so it’s extra beneficial to use for the IHG Premier card in case you are all in favour of IHG resorts. This IHG traveler card has no annual payment, so it’s a good downgrade possibility.
Associated Credit score Playing cards
| Chase IHG Traveler | Chase IHG Premier | Chase IHG Premier Enterprise | |
|---|---|---|---|
| Annual Payment | $0 | $99 | $99 |
| Free Evening | none | as much as 40k | as much as 40k |
After Making use of
- Name 800-436-7927 to test Chase software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain determination in 2 weeks means your software might be accepted; Obtain determination in 7-10 days means your software might be rejected; Obtain determination in 30 days merely means your software requires additional overview and there’s nothing to let you know for now.
Historic Presents Chart 
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