Marriott Bonvoy, Marriott Worldwide’s lodge loyalty program, and Flipkart SuperCoins, Flipkart’s buying loyalty program, have introduced India’s first twin loyalty program integration, whereby the factors forex of 1 program could be transformed to the opposite and vice versa.
Whereas it’s fascinating, let’s crunch the numbers to see if it makes any sense.
Conversion Ratio
- Marriott to Flipkart = 2:1
- Flipkart to Marriott = 2:1
The conversion instrument is already reside on Flipkart app (search “Marriott” on the app) and you’ll convert it in real-time after linking your accounts.
I simply did a check switch from Marriott Bonvoy factors to Flipkart supercoins. I transferred 1000 factors to get 500 tremendous cash and it was instantaneous.
There are per transaction and per day limits and it will probably go nearly as good as 100K factors, as of now. Listed below are extra information on t&c.
Be aware: The Flipkart’s iPhone app is throwing error (on MB login) for me and a few of my associates. In case you face the identical, login to Flipkart on cellular browser and you need to be capable of hyperlink it.
Earn on Flipkart Spends
Flipkart customers can now earn Marriott Bonvoy factors on their Flipkart orders.
For ex, 1000 INR order would give 100 MB factors or 5000 INR order would give 500 MB factors. That’s a candy 10% return you may say.
Properly, the issue is, it’s restricted to 500 MB factors a 12 months or 1000 MB Factors for Flipkart VIP members.
Hmm, that’s such a tiny restrict for a model like Marriott.
Must you convert?
To analyse that, we first must know a tough worth of every forex. My private valuation is as under:
- Marriott Factors: 0.50 INR/level (minimal)
- Flipkart Tremendous Cash: 1 INR/level
So the widespread sense is to NEVER switch tremendous cash to Marriott, as which means you’re dropping it’s worth by candy 75% immediately.
However transferring from Marriott to Flipkart supercoins is certainly an honest possibility, because it provides 50ps per level for Marriott and in flip for Amex.
The above assertion is true so long as you’re ready to make use of Supercoins successfully. As of now, you possibly can burn 100% supercoins on Cleartrip at 1:1 which is nice.
However that is solely a short lived provide and could be turned off anytime making the supercoins basically ineffective, besides which you could burn 100 Tremendous Cash per order on Flipkart.
To not point out, Supercoins expire in 6 months.
So, chances are you’ll switch for those who’ve an instantaneous use case, else don’t!
Last Ideas
It’s good to see Marriott trying to succeed in a bigger viewers in India by partnering with Flipkart.
Whereas that’s an excellent intention, I feel it might have been executed in a a lot better method.
The issue is, Flipkart is sort of unstable with their loyalty program and the forex. Even their Flipkart Credit score Card has been fairly devalued now.
I used to earn SuperCoins on Myntra orders, however not too long ago they appear to have eliminated that profit with none prior discover.
However, so long as the Cleartrip redemption stays, it’s a great way to burn Amex/Marriott factors at an honest worth for buying/journey.