2026.3 Replace: The brand new supply is $500.
2023.11 Replace: There’s an software hyperlink with $500 supply. HT: DoC. [Update] Expired.
2021.10 Replace: This card was simply launched with a $300 supply, and now folks managed to acquire a $500 supply hyperlink. HT: reader NeverBehave
Software Hyperlink
Advantages
- $500 supply: earn $500 cashback after spending $5,000 in first 3 months. That is the most effective ever supply on this card.
- Earn 1.5% cashback on all purchases.
- BoA Most popular Rewards program (enterprise model): In case you have checking/financial savings/brokerage account (enterprise model) in BoA or Merrill Edge, you may earn extra factors primarily based on the quantity of asset. Earn extra 25% rewards if you’re in Gold tier ($20k or extra in stability); 50% if Platinum tier ($50k or extra in stability); 75% if Platinum Honors tier ($100k or extra in stability).
- No annual price.
Disadvantages
- It has international transaction price, so it isn’t a good selection outdoors the US.
Really helpful Software Time
- We advocate you apply for this card after you may have a credit score historical past of not less than one 12 months.
- [New] 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been totally up to date but, you could not get declined due to this rule. As an alternative, you could get authorized at first, after which the account might be closed due to “authorized in error”.
- [New] 24 month churn rule: This card is not going to be out there to you for those who at present have or have had ANY BOA BUSINESS CARD within the previous 24 month interval.
Abstract
Its sign-up bonus is respectable for a no price card. Should you can attain the very best stage of BoA Most popular Rewards (enterprise model), then the spending rewards is 2.625% on the whole lot which is superb.
After Making use of
- Click on right here to examine BoA software standing.
- BoA reconsideration backdoor quantity: 800-732-9194. Evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers straight.
Historic Provides Chart
Software Hyperlink
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