United Quest℠ Card Overview (2025.4 Replace: 100k Provide!)

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2025.4 Replace: There’s a brand new hyperlink with higher provide: earn 5k extra miles upon approval once you use your United agent‘s promotional code, and earn 5k extra miles once you add a licensed consumer within the first 3 months. That’s 100k miles in complete. “United agent‘s promotional code” needs to be obtained once you fly United and ask an worker, and I’m not positive whether or not you’ll be able to simply make one up. Provide ends on Jun 4. HT: DoC.

2025.3 Replace: This card has the next modifications right this moment:

• The welcome provide is modified from 60k to 90k, and that is one of the best ever provide on this card! Provide ends on Might 7.
• The annual price is elevated from $250 to $350. First 12 months annual price NOT waived.
• $200 United TravelBank money: Robotically obtain $200 in United TravelBank money after account opening and yearly in your account anniversary. This profit changed the earlier $125 credit score on United purchases.
• Annual 10,000-mile award flight low cost: Beginning along with your first anniversary and each anniversary thereafter, you’ll get a ten,000-mile low cost to make use of towards an eligible award flight. This profit changed the earlier two 5,000-mile anniversary award flight credit.
• Earn a ten,000-mile award flight low cost after spending $20,000 every calendar 12 months.
• $150 Famend Accommodations and Resorts credit score: Obtain as much as $150 again in assertion credit every anniversary 12 months on lodge lodging once you prepay instantly by Famend Accommodations and Resorts with this card.
• $80 Avis/Funds credit score: Obtain $40 in United TravelBank money, as much as $80 every anniversary 12 months, on your 1st and 2nd Avis or Funds automobile rental booked instantly by automobiles.united.com and paid for with this card.
• $100 rideshare credit score: Enroll to obtain as much as $100 again as assertion credit every calendar 12 months on rideshare purchases when paying with this card: $8 again as an announcement credit score every month from January by November and as much as $12 again for the month of December. Yearly opt-in is required.
• $180 Instacart credit score: Obtain one $10 Instacart credit score and one $5 Instacart credit score month-to-month, as much as $180 complete every calendar 12 months, for purchases made instantly by Instacart with this card. Phrases apply. Advantages finish 12/31/27.
• $150 JSX credit score: Stand up to $150 again as an announcement credit score every anniversary 12 months once you ebook flights instantly with JSX utilizing this card. JSX is a hop-on jet service that provides a semi-private flying expertise at industrial fares.

In abstract, this card has turn into a coupon ebook. Should you fly United lots, then $200 United TravelBank money plus 10,000-mile award flight low cost (about ~$150 in worth) can considerably offset the $350 annual price. Should you can additional make the most of a coupon just like the $150 Famend Accommodations and Resorts coupon, then you may get greater than the annual price. Should you hate spending time on this sort of factor, you’ll be able to think about downgrading it to the no price Chase United Gateway card after one 12 months.

2025.3 Replace: The provide is again to 60k.

2024.11 Replace: The brand new provide is 70k.

Utility Hyperlink

Advantages

1. 100k provide: earn 90,000 United miles after spending $4,000 in 3 months, earn 5k extra miles upon approval once you use your United agent‘s promotional code, and earn 5k extra miles once you add a licensed consumer within the first 3 months. That’s 100k miles in complete. That is the very best provide on this card.
2. We worth UA miles at 1.5 cents (Airline Miles Worth). So the 100k highest welcome provide is value about $1,500! See A Newbie’s Information to UA Miles to verify for particulars about UA Miles.
3. Earn 3x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming companies; earn 1x UA mile per greenback spent on all different purchases.
4. [New] $200 United TravelBank money: Robotically obtain $200 in United TravelBank money after account opening and yearly in your account anniversary. This profit changed the earlier $125 credit score on United purchases.
5. [New] Annual 10,000-mile award flight low cost: Beginning along with your first anniversary and each anniversary thereafter, you’ll get a ten,000-mile low cost to make use of towards an eligible award flight. This profit changed the earlier two 5,000-mile anniversary award flight credit.
6. [New] Earn a ten,000-mile award flight low cost after spending $20,000 every calendar 12 months.
7. [New] There are varies coupons on this card now, see subsequent part under.
8. First and second checked bag free on United flights when buying tickets (or paying the tax and costs for award tickets) with this card..
9. Group 2 boarding on United flights when buying tickets (or paying the tax and costs for award tickets) with this card.
10. Earn 25% again on in flight purchases.
11. Get 25% bonus miles on MileagePlus X purchases.
12. Extra award availability (XN cabin) with this card.
13. As much as $100 International Entry or TSA Pre✓® Charge Credit score.
14. With this card, you’ll be able to redeem your UA miles in the direction of annual price at a set ratio 1.60 cents/level.
15. Main automobile rental insurance coverage.
16. No overseas transaction price.
17. Refer a pal (focused): You’ll be able to earn 5,000 bonus UA miles for each accredited account you refer, as much as a most of 10 accredited referrals (50,000 UA miles) per calendar 12 months.

Varies Coupons

• $150 Famend Accommodations and Resorts credit score: Obtain as much as $150 again in assertion credit every anniversary 12 months on lodge lodging once you prepay instantly by Famend Accommodations and Resorts with this card.
• $80 Avis/Funds credit score: Obtain $40 in United TravelBank money, as much as $80 every anniversary 12 months, on your 1st and 2nd Avis or Funds automobile rental booked instantly by automobiles.united.com and paid for with this card.
• $100 rideshare credit score: Enroll to obtain as much as $100 again as assertion credit every calendar 12 months on rideshare purchases when paying with this card: $8 again as an announcement credit score every month from January by November and as much as $12 again for the month of December. Yearly opt-in is required.
• $180 Instacart credit score: Obtain one $10 Instacart credit score and one $5 Instacart credit score month-to-month, as much as $180 complete every calendar 12 months, for purchases made instantly by Instacart with this card. Phrases apply. Advantages finish 12/31/27.
• $150 JSX credit score: Stand up to $150 again as an announcement credit score every anniversary 12 months once you ebook flights instantly with JSX utilizing this card. JSX is a hop-on jet service that provides a semi-private flying expertise at industrial fares.

Drawback

1. [New] Annual price $350, NOT waived for the primary 12 months.

Really helpful Utility Time

1. [5/24 Rule] When you’ve got 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this submit for particulars about the best way to presumably bypass this rule.
2. You aren’t eligible for this sign-up bonus should you obtained a sign-up bonus on this card inside 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
4. We suggest you to use for this card after you’ve gotten a credit score historical past for greater than a 12 months.

Abstract

The sign-up bonus on this card may be very good, so it’s value making use of. Nonetheless, this card has turn into a coupon ebook. Should you fly United lots, then $200 United TravelBank money plus 10,000-mile award flight low cost (about ~$150 in worth) can considerably offset the $350 annual price. Should you can additional make the most of a coupon just like the $150 Famend Accommodations and Resorts coupon, then you may get greater than the annual price. Should you hate spending time on this sort of factor, you’ll be able to think about downgrading it to the no price Chase United Gateway card after one 12 months.

Associated Credit score Playing cards

Really helpful Downgrade Choices

After Making use of

• Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your utility might be accredited; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional overview and there’s nothing to let you know for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private info will probably be acquired and they’ll then overview it. You seldom reply questions, as an alternative, simply benefit from the music and you then get accredited or rejected, or additional info is required to be hand in to the department or faxed.

Historic Provides Chart

Notice: Typically there are presents equivalent to 80k+20k on this card, however the spending requirement for the latter half is big. Subsequently, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.

Utility Hyperlink

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