Finest Financial institution Bonus For Somebody With Massive Money Holdings

A good friend simply requested me for a financial institution bonus advice as he’s sitting on a big pile of money. I gave him some choices and figured it value a submit for anybody else in an analogous place. That is primarily based on our Finest Financial institution Bonus web page and Finest Brokerage Bonus web page. Clearly these provides will change over time.

1. (our submit) Capital One 360 $100k deposit will get you $1,500. The account comes with a good 3.6% APY price so that you aren’t shedding that a lot by tying up the money. Funds tied up for a number of months. I imagine this bonus is just for individuals who have by no means finished a Capital One financial savings bonus earlier than.
2. (our submit) E*Commerce $75k deposit will get you $750. This account comes with a great rate of interest. Funds tied up for only a couple months. This supply appears to be publicly accessible, YMMV.
3. (our submit) Wells Fargo in-branch $250k deposit will get you $2,500. This deal is in department solely. Funds tied up for a number of months. You would possibly be capable of mix this with one other $400 checking bonus, and in addition with a Platinum financial savings account which has a promo price of 4.00% APY for six months. You’ll wish to both get that Platinum 4% price, or you’ll be able to open a brokerage account, hyperlink it up, and maintain the funds in SGOV. (You are able to do this deal as a inventory/eft brokerage switch bonus as properly. I’m simply specializing in the money angle right here.) 
4. (our submit) Citi financial savings $150k deposit will get you $1,500 or $30k deposit will get your $750. Funds tied up for a number of months. Rate of interest on the account is near zero so maintain that in thoughts.
5. (our submit) WeBull $100k deposit will get you $2,000. This account earns a pleasant 3.75%-4.10% APY (relying when you have Premium), and so that you’re not shedding curiosity by holding funds there. Funds tied up for round 12-15 months. Plus get 8.1% APY price for 90 days on as much as $50,000 in deposits – that’s principally like one other $500 bonus.
6. (our submit) TastyTrade $100k deposit will get you $2,000 or $250k deposit will get you $3k. You’ll wish to put the money in a brokerage account, purchase SGOV, after which switch it to TastyTrade. Funds tied up for 12 months. I imagine you’ll be able to solely do one TastyTrade bonus in your lifetime.
7. (our submit) TradeUp $100k deposit will get your $2,000, plus a pair hundred {dollars} value of free inventory. You’ll wish to put the money in a brokerage account, purchase SGOV, after which switch it to TastyTrade. Funds are tied up for a few years.
8. (our submit) Raisin $50k deposit will get you $500 + $100 TCB bonus. Funds tied up for 90 days.
9. (our submit) Interactive Brokers $100k deposit will get your $1,000 in IBKR inventory (which cannot be bought for 1 yr). Funds tied up for 1 yr. Purchase SGOV or comparable with the $100k holding for the yr.

I left off the checklist those that require tremendous lengthy maintain occasions.

Different bonuses to contemplate:

Let me know what I missed!