Financial institution of America: Extra Rewards Day – Further 2%/2x On November 6, 2025

The Supply

Direct hyperlink to supply

• Financial institution of America is providing a one-day rewards vacation on  November 6, 2025 whereby all private and enterprise playing cards from Financial institution of America will earn an additional 2% money again or 2x rewards factors. Restrict of $2,500 in spend per card.

The Positive Print

• No enrollment essential – all eligible playing cards are routinely enrolled
• Legitimate 12:00am to 11:59pm Jap Time (ET) on November 6, 2025.
• Solely purchases with a date of November 6, 2025 will qualify. 
• Transactions with delayed processing of 90 days or extra won’t be eligible to be included within the promotional supply.
• Legitimate on the next playing cards:
  • • • Custom-made Money Rewards
      • Limitless Money Rewards
      • Journey Rewards
      • Premium Rewards
      • Premium Rewards Elite
      • BankAmericard Energy Rewards
      • BankAmericard Rewards
      • MERRILL+
      • MERRILL+ Elite
      • Atmos Rewards Ascent
      • Atmos Rewards Summit
      • Royal Caribbean
      • Celeb Cruises
      • Norwegian Cruise Line
      • Seashores
      • Sandals
      • Free Spirit
      • Allegiant
      • Air France KLM
      • BankAmericard

Our Verdict

We noticed the identical supply final yr for 2024. Some suggest making the acquisition earlier within the day to keep away from any small likelihood of the cost coming by means of the subsequent day (wherein case you’d need to contact BofA for handbook credit score).

This deal might be an attention-grabbing from many angles:

1. The Journey Rewards, Premium Rewards, and Limitless Money Rewards playing cards earn 1.5% on all purchases. On November sixth you’ll get an additional 2% for 3.5% complete in all places.
   • That is particularly attention-grabbing for top-tier Most popular Rewards relationship shoppers who at all times get 2.62% on all purchases with these playing cards and can get 4.62% in all places on November sixth.
2. Financial institution of America Custom-made Money Rewards card at all times will get 3% on one class of your selection (or 5.25% for Most popular Rewards shoppers) and a pair of% on grocery/wholesale (3.5% for Most popular Rewards shoppers) on as much as $2,500 in purchases. On November sixth it’ll be 2% on prime of that. That’s a possible complete of 7.25% in your chosen class for top-tier Most popular Rewards shoppers.
3. Earn 3x miles per greenback in all places on the Alaska Airways card.
4. Apply for a brand new Financial institution of America card now and also you’ll have the cardboard by November sixth when you possibly can meet the minimal spend at elevated earn charges.
5. Apply for the UCR or CCR card now and stand up to eight.25% cashback for the primary yr – see particulars on this put up. On November sixth, you’ll have the ability to get an additional 2% again for a attainable price of as much as 5.12% on the UCR card and on the CCR card as much as 10.25%.
6. Stack with Financial institution Amerideal presents 
7. Stack with this focused BofA spend supply which is legitimate by means of 12/31/25

Spend concepts:

Maxing out this promo will get you $50 or 5,000 bonus factors per playing cards. Listed below are some spend concepts:

• Tax funds (federal, state, property, enterprise)
• Pay out insurance coverage or utilities for the subsequent few months
• Load up your Costco steadiness and the like
• Charity contributions (in case you use Paypal Giving Fund, we now have one knowledge level indicating that will earn 3%/5.25% on CCR card which might be 7.25% on November sixth)
• Medical payments
• Prepay your native grocery by shopping for up their retailer present card
• Purchase present playing cards to different locations you store like Amazon, Walmart, and so forth. 

Hat tip to reader JD