Replace 11/9/25: Chase assist on Reddit has confirmed this provide shall be coming again, someday within the subsequent two weeks (ht Chris)
The Provide
Direct Hyperlink to supply (exhibits within the Final Rewards login)
- Chase launched in the present day a brand new redemption possibility of Final Rewards factors to get Apple merchandise by way of the Chase portal with bonus worth of as much as 50% extra on the factors.
The bonus is damaged down as follows:
- Sapphire Reserve: 50% bonus
- Sapphire Most well-liked: 25% bonus
- INK Most well-liked/Plus: 25% bonus
- Freedom playing cards and the no-fee Sapphire card: 10% bonus (20% on Airpods)
- Ink Money/Limitless: 10% bonus (20% on Airpods)
As a substitute of every level being price 1 cent, it may now price as much as 1.5 cents. For instance, in the event you purchase a $600 Apple Watch by way of the Final Rewards portal, it might sometimes price 60,000 Final Rewards factors, however it’ll now price simply 40,000 factors for Sapphire Reserve cardholders.
Our Verdict
For most individuals, utilizing the Pay Your self Again characteristic will make extra sense to get the identical 1.5%/1.25% worth assuming you may have sufficient eating/Airbnb spend to make use of up your factors on. However general it’s nonetheless good to have a further possibility and could possibly be helpful for somebody with an Apple buy to make. It additionally could possibly be a little bit bonus for Freedom cardholders to bump up their earnings by 10%.
Deal Historical past:
- Replace 5/2/25: Deal is again and legitimate by way of 5/31/25
- Replace 10/26/24: Deal is again and legitimate till 11/30/2024.
- Replace 7/10/24: Again once more till 7/31. Not everyone seems to be seeing 50%, some are seeing decrease 35%.
- Replace 5/2/24: Out there once more. Hat tip to reader Okay.M.
- Replace 11/1/23: Deal is again by way of 11/30/2023. It’s a bit extra fascinating now that PYB solely provides a max of 1.25%.
- Replace 10/15/22: Deal is again and legitimate by way of 12/31/22.
- Replace 5/3/22: Deal is again by way of Could 31, 2022. They elevated the Freedom tier from 5% bonus to 10% bonus (up to date under).
- Replace 11/1/21: Deal is again and legitimate 11/01/2021 – 11/30/2021
