Amex Platinum Cost Card Improve Supply [150K Points] – CardExpert

American Categorical India is aggressive in selling Steel card ever since 2019 as they initially despatched out the improve gives to “nearly” all current Amex Cardmembers with 125K MR factors as welcome bonus, as a substitute of the standard 100K MR factors. That’s the place it began!

After that Amex was solely sending improve gives within the vary of 100K-135K MR factors. In Nov 2024 they’ve provide you with a 140K MR factors provide on Amex Plat Cost Card with a hike in payment which didn’t become enticing.

And now in Jan 2025, they’ve despatched the perfect improve provide of the last decade: 150K Factors, as a result of anyway they hiked the payment and there aren’t many takers at decrease factors. Listed below are the small print together with the earlier finest gives we noticed prior to now.

150K Improve Supply (Jan 2025)

• Becoming a member of Price: Rs.66,000+GST = Rs.77,880
• Welcome Supply: As a part of Welcome Present, Cardmember will get 1,00,000 MR Factors inside 120 days of Cardmembership, upon spending ₹50,000 on the Fundamental Card throughout the first 60 days of Cardmembership and cost of first-year payment of ₹66,000 + taxes. The extra 50,000 MR Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the provide finish date (i.e., 31 January 2025).
• Supply legitimate from 1 Jan 2025 – 31 Jan 2025 (may not be prolonged instantly).

Be aware that this may be availed provided that you’ve acquired the focused provide in your current American Categorical Credit score Card.

That’s 52Ps per Marriott Level (1:1 through Amex) with which the MR factors simply takes care of the becoming a member of payment, remainder of the advantages on the cardboard are free for a yr.

Moreover, some have additionally acquired an improve provide with an additional 10K Amazon/MMT voucher on high of this promo, which is even higher.

Completely value it for many who can get worth out of the MR Factors through Marriott, as that’s extremely doable in India.

However now that the Marriott has hiked the redemption charges a bit (approx 20%) this Jan 2025, transferring to air-miles like American Airways from Marriott is a good suggestion for a greater worth.

140K Improve Supply (Nov 2024)

• Becoming a member of Price: Rs.66,000+GST = Rs.77,880
• Welcome Supply: As a part of Welcome Present, Cardmember will get 1,00,000 Membership Rewards® Factors inside 120 days of Cardmembership, upon web spending ₹50,000 on the Fundamental Card throughout the first 60 days of Cardmembership and cost of first-year payment of ₹66,000 plus relevant taxes. The extra 40,000 Membership Rewards Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the provide finish date.
• Supply legitimate from 1 Nov 2024 – 30 Nov 2024 (prone to be prolonged).

Even-though it’s value the price, it’s not profitable in comparison with the 135K provide with the earlier becoming a member of payment. Nonetheless, now that there is no such thing as a choice left, I feel 140K is sweet and this may in all probability go upto 150K someday within the close to future [prediction went right], as most have gone for the improve with the earlier provide already.

135K Improve Supply (Jan-Oct 2024)

• Becoming a member of Price: Rs.60,000+GST = Rs.70,800
• Welcome Supply: Get 1,00,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 50,000 on the Card in first 60 days of Card membership.  Moreover, as a part of this provide, a further 35,000 Bonus Membership Rewards^® factors might be credited to your Card Account inside 120 days from the profitable processing of Card utility and fulfilment of requisite standards. So whole 135,000 MR factors.
• Supply legitimate from 1 January 2024 – 31 January 2024 (prolonged via Oct 2024).

If I’ve to match it with the earlier provide, it appears they’ve eliminated the “renewal” profit, which anyway isn’t an enormous deal as you’ll be able to see under.

125K Improve Supply (Earlier finest)

• Becoming a member of Price: Rs.60,000+GST = Rs.70,800
• Welcome Supply: Get 1,25,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 90,000 on the Card in first 3 months of Card membership. (100K common factors + 25K factors additional)
• Renewal provide: Rs.20,000 value Taj Vouchers on first yr renewal.

This maynot be the perfect improve provide as few of them have been capable of seize the steel card for 35K+GST becoming a member of payment (by swapping jet card) and lock in that low payment for all times – which is superb however that will not return anytime quickly.

Must you go for it?

For first yr, its an impressive provide and if 50% and even 30% bonus on Marriott factors switch provide exhibits up this yr, you’d be fortunate as you could possibly get a tremendous worth while you redeem the factors with Marriott Lodges or by additional transferring to American Airways (or) to United Mileage Plus (even after the devaluation).

When you favor less complicated redemptions, you might as properly go for Taj/Amazon Vouchers or others through Amex Gold Assortment (24K or 18K) so long as both Gold cost (or) MRCC is in the identical pool of factors as they are often linked collectively.

That apart, getting worth on common spend or through advantages that comes with the cardboard calls for a way of life of it’s personal. Do take a look on the detailed overview of Amex Platinum Cost Card for extra on that.

What’s your tackle the newest Amex Plat Cost improve provide in 2025? Be at liberty to share your ideas within the feedback under,