2026.2 Replace: The brand new supply is 130k+1FN. Supply ends on 2026/04/15.
2025.10 Replace: The brand new supply is 155k. Supply ends on 2026/01/14. [Expired]
2025.2 Replace: The brand new supply is 130k+1FN. Supply ends on 2025/04/29. [Expired]
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Advantages
- 130k+1FN supply: earn 130,000 Honors Factors and 1 free night time (no cap) after spending $3,000 in first 6 months. The current finest supply is 150k+$150 or 150k+50k.
- We worth Hilton Honors Factors at 0.4 cents/level (Lodge Factors Worth), click on right here to see what number of factors are required for a free night time. So the 155k welcome supply is value about $620.
- Earn 12 Hilton Honors factors per $1 spent on lodge stays inside Hilton Portfolio; 6 factors on US eating places, US supermarkets, and US fuel stations; 4 factors on U.S. On-line Retail Purchases; 3 factors on different purchases.
- Complimentary Hilton Gold standing for cardholder. Improve to Hilton Diamond standing if you make $40,000 or extra in purchases every calendar yr.
- One Free Evening (FN) Reward at a lodge or resort within the Hilton portfolio after spending $15,000 in purchases on the cardboard in a calendar yr.
- [New] $200 Hilton credit score: stand up to $50 in assertion credit every quarter for purchases made immediately with a property within the Hilton portfolio on this card. That’s as much as $200 in assertion credit yearly. Notice that in contrast to the Hilton “resort” credit score on the Aspire card, this Hilton credit score covers all Hilton stays.
10 free Precedence Move Choose (PPS) lounge passes annually. You need to use them both on card holder or friends.[Update] This profit is not accessible after 2023/10/19.- With this bank card, you may get entry to Amex Presents, which regularly provides superb reductions at some shops. Previously we now have seen provides like: Spend $15 or extra and get $5 again at Walmart; Spend $75 or extra and get $25 again on Amazon.com.
- Refer a pal: You may earn 20,000 bonus Hilton factors for each authorised account you refer, as much as 80,000 Hilton Factors per calendar yr.
- No overseas transaction payment.
Disadvantages
- [New] $150 annual payment, NOT waived for the primary yr. ($95 annual payment earlier than 2023/10/19.)
Beneficial Software Time
- Notice that AmEx has the next coverage: In case you at the moment or have beforehand held a particular AmEx bank card, you’ll not be eligible for the welcome bonus supply. So if you wish to squeeze out the best rewards from bank cards, it is best to apply for the welcome supply first, after which take the improve supply, after which probably go on upgrading/downgrading.
- You may solely get the welcome bonus as soon as in a lifetime, so you’ll want to apply when the historic highest supply seems.
- AmEx doesn’t care in regards to the variety of arduous pulls.
- You may attempt to apply for it when you may have a credit score historical past of 6 months.
- Solely 2 AmEx bank cards could be authorised inside 90 days, however this rule doesn’t apply to cost playing cards. A number of playing cards authorised in the identical day will solely have one Laborious Pull.
- You may maintain at most 5 AmEx bank cards, however this rule doesn’t apply to cost playing cards.
Abstract
The welcome supply may be very good, so it’s value making use of for. When you’ve got lots of spending, it may be a sensible choice to spend $15k on this card. You already get 3x Hilton factors on each spending, which is value ~1.2% in return. Plus you’ll earn a free night time, which could be value about $250, that’s a further ~1.7% in return. The whole return is then ~2.9%.
Associated Credit score Playing cards
Beneficial Downgrade Choices
After Making use of
- Click on right here to verify AmEx utility standing.
- AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is properly protected. Completely different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the precise that will help you submit requests.
Historic Presents Chart
Notice: in 2019 there was a 130k+1FN welcome supply. The FN half shouldn’t be proven within the chart. The latter a part of 150k+50k supply can be not proven, as a result of the spending requirement is simply too excessive.
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