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2025.10 Replace: The brand new provide is 85k.
2025.9 Replace: The upper provide is expired. At the moment there’s solely a 50k provide.
2025.7 Replace: This card is totally renewed, and the annual price is elevated from $149 to $229. The welcome provide is elevated to 100k, which is the most effective ever provide on this card. The brand new advantages are marked with [New] beneath.
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Advantages
- 85k provide: earn 85,000 Southwest Miles after spending $3,000 on purchases within the first 3 months. The current greatest provide is 100k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 100k highest provide is price about $1,300. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent at fuel stations and eating places; Earn 1x mile per greenback spent on all different purchases.
- Obtain 7,500 Southwest Miles yearly in your Cardmember anniversary.
- $75 Southwest annual journey credit score (card membership 12 months). [New] This profit will finish on Dec 31, 2025.
- 4 Upgraded Boardings per 12 months when out there (card membership 12 months). The Upgraded Boardings are often bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of not like different airways, in Southwest Airways whoever get in flight first can select any seat he/she needs. [New] This profit will finish on Dec 31, 2025.
- [New] First checked bag free. Cardmembers and as much as 8 extra passengers in the identical reservation can test their first bag at no extra price.
- [New] Most well-liked Seat Choice at Reserving, when out there. In case you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
- [New] Get pleasure from limitless upgrades to an Further Legroom seat inside 48 hours previous to departure, at no extra cost, when out there.
- [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
- [New] Obtain a 15% promo code every year in your cardmember anniversary (Excludes Fundamental fare).
- 25% again on in-flight purchases.
- In case you earn 125k Southwest miles in a 12 months, you get the Southwest companion move certificates which is legitimate till the tip of subsequent calendar 12 months!
- [New] 10,000 companion Go qualifying factors enhance every year.
- [New] Earn 2,500 TQPs (tier qualifying factors, helpful in direction of A-Record standing, however not helpful in direction of companion move) for each $5,000 spent.
- No international transaction price.
Disadvantages
- [New] Annual price $229, NOT waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean nations, no additional worldwide routes.
Really helpful Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened up to now 24 months, Chase is not going to approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this publish for particulars about learn how to probably bypass this rule.
- This product is accessible to you should you should not have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card up to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’re going to get rejected.
- We advocate you to use for this card after you’ve gotten a credit score historical past for greater than a 12 months.
Abstract
The welcome bonus is strong. When the bonuses are at their peak, making use of for one private and one enterprise Southwest card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Go straight away. (Notice: You’ll be able to now not apply for 2 private Southwest playing cards inside the identical 12 months.) In case you solely apply for a private card and skip the enterprise card, it’s really fairly laborious to earn the Companion Go. For the reason that Companion Go is legitimate for the rest of the 12 months you earn it plus your complete following 12 months, making use of early within the calendar 12 months offers you the longest potential validity. So should you’re eyeing Southwest, the start of the 12 months is the most effective time to go for it.
At the moment, you possibly can solely maintain one of many three private Southwest playing cards. In case you don’t fly Southwest typically and are simply in it for the signup bonus, the Southwest Plus card—with the bottom annual price—is your greatest guess.
After the 2025 refresh and annual price will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in preserving these playing cards. They’re principally simply good for the welcome bonus.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $99 | $149 | $229 | $149 | $299 |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
The present phrases mainly power you to decide on just one private Southwest bank card among the many three. However you possibly can have each private and enterprise playing cards.
Really helpful Downgrade Choices
- You can’t downgrade this card to any card with no annual price, so I recommend you shut it while you don’t wish to hold it any longer.
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your utility might be permitted; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private data will probably be acquired and they’re going to then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get permitted or rejected, or additional data is required to be hand in to the department or faxed.
Historic Provides Chart
Notice: Generally there’s 50k+50k provide on this card. However the spending requirement for the latter 50k is large, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
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