Advertiser Disclosure: This website is a part of affiliate gross sales networks and receives compensation for sending site visitors to companion websites. This compensation could impression how and the place hyperlinks seem on this website. This website doesn’t embody all monetary firms or all obtainable monetary provides.

2025.9 Replace: The brand new provide is 120k. After the spending you’ll get the companion cross immediately.
2025.7 Replace: This card is totally renewed, and the annual price is elevated from $199 to $299. The welcome provide is elevated to 100k, which is one of the best ever provide on this card. The brand new advantages are marked with [New] under.
2025.1 Replace: The upper provide is expired. There’s solely 80k provide now.
Utility Hyperlink
Advantages
- 120k provide: earn 120,000 Southwest Miles after spending $10,000 within the first 3 months. That is one of the best provide lately.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 120k highest provide is price about $1,560. See A Newbie’s Information to Southwest Miles to examine for particulars about Southwest Miles.
- [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent Earn 2 factors for each $1 you spend on lodge lodging booked immediately with the lodge, native transit, and commuting (together with rideshare); Earn 1x mile per greenback spent on all different purchases.
- Obtain 9,000 Southwest Miles yearly in your Cardmember anniversary.
- 4 Upgraded Boardings per yr when obtainable (card membership yr). The Upgraded Boardings are normally bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of in contrast to different airways, in Southwest Airways whoever get in flight first can select any seat he/she needs. [New] This profit will finish on Dec 31, 2025.
- Inflight WiFi Credit: restricted to a complete of 365 $8 credit per yr. [New] This profit will finish on Dec 31, 2025.
- [New] First checked bag free. Cardmembers and as much as 8 extra passengers in the identical reservation can examine their first bag at no extra price.
- [New] Most well-liked Seat Choice at Reserving, when obtainable. When you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
- [New] Take pleasure in limitless upgrades to an Additional Legroom seat inside 48 hours previous to departure, at no extra cost, when obtainable.
- [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
- [New] 25% again on in-flight purchases.
- When you earn 125k Southwest miles in a yr, you get the Southwest companion cross certificates which is legitimate till the tip of subsequent calendar yr!
- [New] 10,000 companion Move qualifying factors enhance annually.
- [New] Earn 2,500 TQPs (tier qualifying factors, helpful in the direction of A-Listing standing, however not helpful in the direction of companion cross) for each $5,000 spent.
- As much as $120 credit score for International Entry or TSA Precheck software price.
- No overseas transaction price.
Disadvantages
- [New] Annual price $299, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean nations, no additional worldwide routes.
Really helpful Utility Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your software on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about find out how to presumably bypass this rule.
- This product is offered to you if you happen to would not have this card and haven’t obtained a brand new cardmember bonus for this card previously 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’ll get rejected.
- We advocate you to use for this card after you’ve got a credit score historical past for greater than a yr.
Abstract
The welcome bonus is strong. Underneath the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, that means you’ll be able to apply for each. (In distinction, you’ll be able to solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Move instantly. (Be aware: You possibly can not apply for 2 private playing cards in the identical yr.) For the reason that Companion Move is legitimate for the remainder of the calendar yr you earn it plus the complete following yr, making use of early within the yr provides you the utmost worth. When you’re serious about Southwest, the start of the yr is one of the best time to use.
After the 2025 refresh and annual price will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in maintaining these playing cards. They’re principally simply good for the welcome bonus.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Payment | $99 | $149 | $229 | $149 | $299 |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 100k | 100k | 100k | 60k | 80k |
The present phrases principally drive you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Really helpful Downgrade Choices
- You cannot downgrade this card to any card with no annual price, so I counsel you shut it if you don’t wish to maintain it any longer.
After Making use of
- Name 800-453-9719 to examine Chase enterprise playing cards software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your software might be authorized; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional overview and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly laborious to recon Chase enterprise playing cards. Be ready to be requested about plenty of particulars of how your corporation operates.
Historic Affords Chart
Utility Hyperlink
When you like this put up, do not forget to offer it a 5 star ranking!
