Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2025.7 Replace: The brand new welcome provide is 2FN+25k: earn 2 Free Nights (FN) as much as class 4 after spending $4,000 within the first 3 months; earn 25,000 Hyatt factors after spending $12,000 within the first 6 months. Sure, you learn that proper — the spending requirement for the second a part of the bonus is $12,000! Such a low variety of factors paired with such a excessive spending threshold — Hyatt actually went daring with this one. That is the bottom ever provide on this card, even worse than their ordinary mediocre welcome provide!
2025.3 Replace: The welcome provide is now the common 30k+15k provide.
2025.1 Replace: The welcome provide is modified from 30k+15k to 35k+15k. It’s solely 5k extra factors, means worse than the 5FN provide final 12 months. Supply ends on 2025.3.6.
2024.10 Replace: The cardboard is providing 5 Free Night time Awards after $4000 spend inside 3 months of account opening. Every FN will be redeemed at a Cat 1-4 Hyatt lodge. That is the most effective provide ever. It expires on 10/31. Screenshot.
Utility Hyperlink
Advantages
- 2FN+25k provide: earn 2 Free Nights (FN) as much as class 4 after spending $4,000 within the first 3 months; earn 25,000 Hyatt factors after spending $12,000 within the first 6 months. The perfect provide on this card is 60k or 5FN.
- Hyatt level is valued at 1.6 cents (Resort Factors Worth) and you’ll find Hyatt free evening award chart right here. So the 60k highest provide is price about $960!
- Earn 4x factors at Hyatt motels; earn 2x factors at eating, airways, native transit and commuting, and health membership and fitness center memberships; earn 1x level per greenback spent on all different purchases.
- You’ll obtain one free evening certificates redeemable at class 1-4 Hyatt lodge annually after you pay your annual price. Usually, it isn’t onerous to make use of the free evening at a >$200 worth.
- Earn an additional free evening at any class 1-4 Hyatt lodge or resort when you spend $15,000 throughout every calendar 12 months.
- Complimentary Hyatt Discoverist standing so long as you retain the cardboard. You obtain 5 qualifying evening credit towards your subsequent tier standing yearly. Plus, earn 2 further qualifying evening credit towards your subsequent tier standing each time you spend $5,000 in your card. (Qualifying evening credit score is for elite standing, not free nights).
- No international transaction price.
Disadvantages
- Annual price $95, NOT waived first 12 months.
- Free evening certificates is barely legitimate for one 12 months.
Really helpful Utility Time
- [5/24 Rule] You probably have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this publish for particulars about methods to presumably bypass this rule.
- The product isn’t out there to both (i) present Cardmembers of any Hyatt Credit score Card, or (ii) earlier Cardmembers of any Hyatt Credit score Card who acquired a brand new Cardmember bonus inside the final 24 months.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
- We suggest you to use for this card after you’ve got a credit score historical past for greater than a 12 months.
Abstract
This card may be very helpful for folks all for World of Hyatt. Paying $95 annual price for the free evening can also be an excellent deal, contemplating it isn’t onerous to discover a Hyatt class 1~4 lodge in loads of cities. In the event you keep in Hyatt and plan to make use of this Hyatt card incessantly, aside from the 4x factors, you additionally get an extra free evening after $15k in spending. This card can also be very helpful to earn/maintain your elite standing: 5 nights yearly for preserving the cardboard, plus 2 nights for each $5k in spending. If you wish to earn or maintain the Globalist standing (which requires 60 nights), with this card, you already get 5 nights, so that you simply have to spend $140k to get sufficient evening credit even when you don’t keep in Hyatt in any respect, and naturally you may as well do each staying and spending. In abstract, if you’re actually loyal to Hyatt, this card is absolutely price making use of and preserving.
Really helpful Downgrade Choices
- You can’t downgrade this card to any card with no annual price, so I recommend you shut it once you don’t need to maintain it any longer.
After Making use of
- Name 800-436-7927 to examine Chase software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain determination in 2 weeks means your software might be authorised; Obtain determination in 7-10 days means your software might be rejected; Obtain determination in 30 days merely means your software requires additional evaluate and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it when you didn’t get approve instantly. Your private data can be acquired and they’ll then evaluate it. You seldom reply questions, as a substitute, simply benefit from the music and then you definately get authorised or rejected, or additional data is required to be hand in to the department or faxed.
Historic Affords Chart
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