2025.7 Replace: The brand new provide is 80! That is the perfect ever provide on this card.
2025.5 Replace: The 75k provide is expired. The present provide is 60k.
2025.2 Replace: The 75k provide is again now.
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Advantages
- 80k provide: earn 80,000 AAdvantage Miles after spending $3,500 throughout the first 4 months. That is the perfect provide on this card.
- We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 80k highest sign-up bonus is value about $1,200! See A Newbie’s Information to AA Miles to examine for particulars about AA Miles.
- Earn 2x AAdvantage miles per $1 spent on Eating places, Fuel Stations, and eligible American Airways purchases, 1x AAdvantage mile per $1 on different purchases.
- First checked bag free on home American Airways flights for you and as much as 4 companions.
- Earn $125 AA Flight Low cost after spending $20k throughout cardmembership 12 months.
- Precedence boarding on American Airways flights.
- 25% financial savings on eligible in–flight purchases utilizing card.
- No international transaction price.
Disadvantages
- $99 annual price, however waived for the primary 12 months.
Advisable Software Time
- [8/65 Rule] You possibly can apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, irrespective of authorized or not.
- [Updated] [1/48 Rule] The welcome bonus just isn’t obtainable if in case you have obtained a brand new account bonus for this card previously 48 months.
- Citi values the variety of current arduous pulls lots, we suggest you apply when there’s lower than 6 arduous pulls previously 6 months.
- We suggest you apply for this card after you’ve a credit score historical past of no less than one 12 months.
Abstract
The sign-up bonus is likely one of the finest sign-up bonus, due to this fact it’s value making use of for nearly anybody who might use miles. Nonetheless, the earnings charge just isn’t spectacular, which makes it arduous to cowl the $95 annual price, except you’re keen to place $20k spend on the cardboard to get the $125 Flight Low cost. When you fly AA lots in order that the AA associated perks make up the annual price, this bank card is value retaining. In any other case you’ll be able to take into account downgrading it to some playing cards with no annual price.
Associated Credit score Playing cards
Advisable Downgrade Choices
[2025.3 Update] It appears Citi now not permits product change between AA playing cards and TYP playing cards, due to this fact if you need to downgrade this card to a no price card, your solely choices are Citi AA MileUp and Citi Costco.
After Making use of
- Name 888-201-4523 to examine Citi software standing.
- Citi reconsideration backdoor quantity: 605-331-1698. It is a so known as “Citi EO” (Government Workplace) cellphone quantity. This cellphone quantity just isn’t designed to make reconsiderations, however the representatives are actually useful.
Historic Provides Chart
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