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Friday, May 23, 2025

Citi® / AAdvantage® Govt World Elite Mastercard® Assessment (2025.5 Replace: 100k Provide)


Citi® / AAdvantage® Govt World Elite Mastercard® Assessment (2025.5 Replace: 100k Provide)

2025.5 Replace: The 100k supply has come again.

2024.8 Replace: The 100k supply is expired. The present supply is 75k.

2024.5 Replace: The 100k supply has come again.

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Advantages

  1. 100k Provide: earn 100,000 AA Miles after spending $10,000 in first 3 months. That is the perfect supply on this card.
  2. We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 100k sign-up bonus is price about $1,500! See A Newbie’s Information to AA Miles to examine for particulars about AA Miles.
  3. Earn 4 AA miles per $1 spent on American Airways, 1 AA mile per $1 on different purchases. Earn 5x on AA after spending $150,000 in a calendar yr. Earn 10 AA miles for each $1 spent on eligible lodges booked by means of aa.com/lodges and on eligible automobile leases booked by means of aa.com/automobiles.
  4. Complimentary Admirals Membership membership ($500/yr for buy), which permits cardholder and two friends to enter Admirals Membership without cost.
  5. [New] Coupon E-book:
    • $120 Avis/Price range credit score per calendar yr
    • $120 Grubhub credit score: $10 per month-to-month billing assertion
    • $120 Lyft credit score: $10 Lyft credit score after 3 taking 3 eligible rides in a calendar month
  6. [New] Earn 1 Loyalty Level for each 1 eligible AAdvantage® mile earned from purchases.
  7. [New] Loyalty Factors Bonuses: Earn a ten,000 Loyalty Factors bonus after reaching 50,000 Loyalty Factors in a standing qualification yr. Earn one other 10,000 Loyalty Factors bonus after reaching 90,000 Loyalty Factors in the identical standing qualification yr.
  8. First checked bag free on home American Airways flights for cardholder and as much as eight companions.
  9. Precedence check-in, screening and boarding when touring on home American Airways flights.
  10. 25% financial savings on eligible in–flight AA purchases utilizing this card.
  11. Earn 10,000 Elite Qualifying Miles (EQM) after spending $40,000 in every calendar yr.
  12. No international transaction charge.
  13. Free so as to add approved customers, as much as 10. Approved customers have complimentary entry to Admirals Membership, and can even deliver two friends without cost! [Expired]

Disadvantages

  1. $595 annual charge, NOT waived for the primary yr. Word that annual charge doesn’t rely in the direction of the minimal spending requirement (and that is true for all bank cards)!

Advisable Utility Time

  1. [8/65 Rule] You possibly can apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of authorised or not.
  2. [1/48 Rule] The welcome bonus isn’t accessible when you have obtained a brand new account bonus for this card previously 48 months.
  3. Citi values the variety of latest laborious pulls lots, we suggest you apply when there’s lower than 6 laborious pulls previously 6 months.
  4. We suggest you apply for this card after you could have a credit score historical past of not less than one yr.

Abstract

Word that you would be able to solely get ONE sign-up bonus among the many Citi AA playing cards in 24 months. Though the sign-up bonus is the best among the many Citi AA playing cards, its first yr excessive annual charge isn’t waived. So we suggest Citi AA Platinum as a substitute of this card.

Advantages earlier than 2023.07.23

  1. 100k Provide: earn 100,000 AA Miles after spending $10,000 in first 3 months. That is the perfect supply on this card.
  2. We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 100k sign-up bonus is price about $1,500! See A Newbie’s Information to AA Miles to examine for particulars about AA Miles.
  3. Earn 2 AA miles per $1 spent on American Airways, 1 AA mile per $1 on different purchases.
  4. Complimentary Admirals Membership membership ($500/yr for buy), which permits cardholder and two friends to enter Admirals Membership without cost.
  5. First checked bag free on home American Airways flights for cardholder and as much as eight companions.
  6. Precedence check-in, screening and boarding when touring on home American Airways flights.
  7. 25% financial savings on eligible in–flight AA purchases utilizing this card.
  8. Earn 10,000 Elite Qualifying Miles (EQM) after spending $40,000 in every calendar yr.
  9. No international transaction charge.
  10. Free so as to add approved customers, as much as 10. Approved customers have complimentary entry to Admirals Membership, and can even deliver two friends without cost!
  11. $450 annual charge, NOT waived for the primary yr. Word that annual charge doesn’t rely in the direction of the minimal spending requirement (and that is true for all bank cards)!

Associated Credit score Playing cards

Advisable Downgrade Choices

[2025.3 Update] It appears Citi not permits product change between AA playing cards and TYP playing cards, subsequently if you need to downgrade this card to a no charge card, your solely choices are Citi AA MileUp and Citi Costco.

After Making use of

  • Name 888-201-4523 to examine Citi software standing.
  • Citi reconsideration backdoor quantity: 605-331-1698. This can be a so referred to as “Citi EO” (Govt Workplace) cellphone quantity. This cellphone quantity isn’t designed to make reconsiderations, however the representatives are actually useful.

Historic Gives Chart

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