Non-affiliate disclosure: all details about this card has been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
[2026.8 Update] The brand new supply is 75k+25k: Spend $4,000 inside 3 months of account opening to get 75k miles, and spend $20,000 inside 12 months to get one other 25k miles. In complete it’s 100k AC miles. The latter half is probably not value doing as a result of the spending quantity is large. HT: USCC101.
[2026.6 Update] The upper supply is expired. At present there’s solely a 60k supply.
[2026.3 Update] There’s a 85k supply now. HT: FM.
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Advantages
- 75k+25k supply: Earn 75,000 Air Canada (AC) miles after you spend $4,000 within the first 3 months, and one other 25,000 AC miles in case you spend $20,000 in complete inside 12 months after account opening. This is among the finest provides on this card.
- We worth AC miles at 1.4 cents (Airline Miles Worth), so the 75k a part of the supply is value about $1,040.
- Earn 3 AC miles per $1 spent on purchases with Air Canada, grocery, and eating places. And earn 1 AC miles per $1 spent on all different purchases.
- Earn 500 AC miles for each $2,000 you spend in a calendar month – as much as 1,500 miles monthly.
- Aeroplan 25K Standing: As a brand new cardmember, you get complimentary Aeroplan 25K Standing for the rest of the calendar yr, plus the next calendar yr. You’ll be able to hold your Aeroplan 25K Standing with $15,000 in account spend throughout a calendar yr.
- Degree Up Aeroplan Standing: Earn an Elite Standing Degree Up of 1 tier to 35K Standing or larger for current standing holders with $50,000 in account spend throughout a calendar yr.
- [New Benefit] Pay Your self Again: You’ll be able to redeem miles at 1.25 cents per level towards journey bills charged on this card. Beforehand there’s no cap. Ranging from 2025, you possibly can redeem at most 200k miles per yr.
- [New Benefit] 10% UR Factors Switch Bonus: With this card, in case you switch 50k or extra in a single transaction, you will get 10% bonus factors, making the unique 1:1 ratio to be 1:1.1. This profit may be stacked with the standard switch bonuses. Higher restrict: 25,000 bonus factors per calendar yr.
- First examine bag free for the first cardmember and as much as eight (8) different passengers touring on the identical reservation.
- Holding this card prevents Aeroplan miles from expiring (in any other case they are going to expire if there is no such thing as a exercise in 18 months). In case your Aeroplan miles expire by accident, you possibly can reinstate your Aeroplan miles in case you apply for this bank card inside 6 months.
- World Entry or TSA PreCheck® or NEXUS Charge Credit score.
- No international transaction payment.
Drawback
- Annual payment $95, NOT waived first yr.
Really helpful Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your software, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this publish for particulars about learn how to presumably bypass this rule.
- This product is obtainable to you in case you don’t have this card and haven’t obtained a brand new cardmember bonus for this card prior to now 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely doubtless that you’re going to get rejected.
- We advocate you to use for this card after you have got a credit score historical past for greater than a yr.
Abstract
AC miles may be obtained from Chase UR factors, AmEx MR factors, or Capital One Miles, so it’s a fairly in style miles program. When you have plans to play with AC miles, then this card is value contemplating.
One other spotlight is the AC 25k standing. It’s best to contemplate this card in case you discover this standing helpful to you.
After Making use of
- Name 800-436-7927 to examine Chase software standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your software might be authorised; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional evaluation and there’s nothing to inform you for now.
Historic Affords Chart
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