Replace 7/2/26: Provide has elevated, however solely to 30,000 factors and requires a certified consumer this time. I’d maintain for 40,000 factors.
Replace 11/5/25: 40k provide is again by way of 12/16/25.
The Provide
- FNBO Amtrak Amtrak Visitor Rewards Most well-liked card is providing a signup bonus of 30,000 factors. Earn 25K factors after spending $1,500, plus 5K factors after including a certified consumer.
- The no-fee card additionally bumped the bonus to 12,000.

Card Particulars
- Annual payment of $99 is just not waived
- Complimentary Companion Coupon, One-Class Improve and a single-day
- ClubAcela go for entry to ClubAcela, Amtrak Metropolitan Lounge or Top quality
- Card earns on the following charges:
- 3 factors per $1 spent with Amtrak
- 2 factors per $1 spent on all different qualifying journey and eating purchases
- 1 level per $1 spent on all different purchases
No overseas transaction charges
- 5% Amtrak Visitor Rewards level rebate if you e book your Amtrak redemption
- Presumably can’t open card in the event you opened a card inside 18 months
Our Verdict
Good bonus for Amtrak customers. The cardboard launched with FNBO final October with a 30,000 bonus, and this can be a good bump to 40,000. There’s some hypothesis that dummy bookings – which traditionally have been throwing in $100 – will present 40,000 + $100 quickly. Dummy reserving has by no means proven one other $100 assertion credit score so not price ready if . You may view extra about Amtrak factors and their worth right here.
Publish historical past:
- Prolonged to eight/13/25 through hyperlink
- Replace 6/18/25: Deal is again till July 30, 2025
- Replace 3/19/25: Deal is again till 4/30/25
- Replace 8/19/24: Deal is again till Sep twenty fifth. Hat tip to reader David
- Replace 4/2/24: Based on our contact at Amtrak, this deal will finish tomorrow.
- Initially posted 3/15/23. Reposting 2/19/24 as this deal is again (Minor particulars have been up to date under – spend is $2,000 this time as an alternative of $1,000 final time, and no-fee card bonus is 12,000 as an alternative of 20,000 final time.)
