Replace 6/4/26: Reposting because it appears the important thing to the Chexsystems delicate is what number of accounts you’ve opened within the final month or two (ideally that is both zero or one to get authorised). Extra particulars right here.
Provide at a look
The Provide
- 4 Leaf Federal Credit score Union (previously generally known as Bethpage Credit score Union) is providing a bonus of as much as $550 if you open a brand new checking account. Bonus is damaged down as follows:
- Obtain a $350 checking bonus if you open a brand new checking account and obtain a qualifying direct deposit of $500+ inside 90 days of account opening
- Obtain an extra $100 bonus when you may have a qualifying direct deposit proceed to put up for 12 consecutive months after the primary qualify direct deposit
- Obtain an extra $100 bonus when you may have a qualifying direct deposit proceed to put up for twenty-four consecutive months after the primary qualifying direct deposit
The Advantageous Print
- To be eligible for the FourLeaf Checking As much as $550 Bonus Provide and obtain as much as a most of $550.00 in bonuses, you have to not have an present FourLeaf checking account through which you’re the major account holder on the checking account and haven’t beforehand obtained a brand new checking account opening associated bonus from FourLeaf. To obtain the preliminary $350.00 bonus (the “First Direct Deposit Bonus”), you have to open a Free Checking, Good Checking, or Scholar Checking account with FourLeaf between February 2, 2026 and December 31, 2026, which is topic to approval, and have a Qualifying Direct Deposit (as outlined beneath) put up to the checking account inside ninety (90) calendar days of account opening date.
- The First Direct Deposit Bonus might be deposited to the checking account inside sixty (60) calendar days following the preliminary Qualifying Direct Deposit.
- To obtain an extra $100.00 bonus (the “Second Direct Deposit Bonus”), you have to proceed to have a Qualifying Direct Deposit put up to the checking account for twelve (12) consecutive months following the month of the preliminary Qualifying Direct Deposit.
- The Second Direct Deposit Bonus might be deposited to the checking account inside sixty (60) calendar days of receiving the relevant Qualifying Direct Deposit for the Second Direct Deposit Bonus. To obtain an extra $100.00 bonus (the “Third Direct Deposit Bonus”), you have to proceed to have a Qualifying Direct Deposit put up to the checking account for 24 (24) consecutive months following the month of the preliminary Qualifying Direct Deposit.
- The Third Direct Deposit Bonus might be deposited to the checking account inside sixty (60) calendar days of receiving the relevant Qualifying Direct Deposit for the Third Direct Deposit Bonus.
- If a Qualifying Direct Deposit doesn’t put up to the checking account in any subsequent months following the preliminary Qualifying Direct Deposit, the checking account is not going to be eligible to obtain the Second Direct Deposit Bonus and Third Direct Deposit Bonus.
- The checking account should stay open and in good standing as much as and together with the date every bonus is deposited to obtain the relevant bonus.
- A Qualifying Direct Deposit is a recurring digital deposit of a paycheck, pension, or authorities advantages (similar to Social Safety) from an employer, the federal government, or comparable third get together of $500.00 or extra. Sure varieties of electronically deposited funds is probably not thought-about a Qualifying Direct Deposit together with ATM deposits, debit card transfers, on-line banking transfers or deposits, and individual to individual funds similar to Zelle®. Bonuses are thought-about curiosity and might be reported on IRS Kind 1099-INT. The first account proprietor is chargeable for any relevant taxes. You’re solely eligible for one (1) new checking account bonus supply. In the event you open a number of checking accounts, you’ll solely be eligible to obtain one (1) new checking account bonus supply. Provide could also be modified or discontinued with out discover.
- All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them
Avoiding Charges
Month-to-month Charges
Free checking has no month-to-month charges
Early Account Termination Price
There is no such thing as a EATF.
Our Verdict
Higher than the $250 bonus that didn’t final lengthy, so I think this one will undergo an identical destiny. Annoying that you’ll want to maintain an lively direct deposit for therefore lengthy (and it must be $500+) for the complete bonus however even in case you simply do the $350 bonus it’s price doing so we are going to add it to our finest checking account bonus web page. Simply remember it appears to be Chexsystems delicate.
Hat tip to reader Tony
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