Personal banking is rising. As wealth turns into extra globally distributed and financially
subtle people search for greater than a present account and a primary financial savings price, demand for personal banking providers has surged. They supply a premium degree of service, and deal with your wealth as one thing price defending, rising and make it extra accessible than ever, akin to that of establishments.
While the ultra-wealthy have all the time had entry, a brand new tier of aspirational, financially engaged folks need the identical, and the normal banks aren’t prepared to serve them. That’s as a result of most non-public banks nonetheless require at the least $1 million or extra in property beneath administration earlier than they’ll contemplate serving you.
That hole is strictly what Wirex One is constructed to shut, bringing the perks of stablecoins into the on a regular basis, together with a personal banking expertise and the usability neobank-UX – accessible to anybody.
The Personal Banking Expertise, Rebuilt for Everybody
Here is what that appears like in observe:
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As much as 8% cashback in USD: One of many highest cashback charges out there, paid in actual {dollars}, not in a risky token. Immediately redeemable, each time you spend.
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0% FX markup, interbank charges: Spend wherever on the earth and not using a hidden unfold consuming into each transaction
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4-6% APY on stablecoins and crypto: Institutional-grade yield, totally liquid. Your cash works tougher with out being locked away
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Zero-fee world ATM: Withdraw money wherever on the earth fee-free, with limitless withdrawals for the best tiers
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50% off premium subscriptions: Bloomberg, FT, Claude, ChatGPT, Perplexity, all rebated in USD on the finish of every month
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Devoted account administration: From the Personal tier upwards, you get a named account supervisor, not a chatbot
All of that is in a single app, constructed on true asset possession (non-custodial), totally onchain, with no seed phrases or technical setup required.
Membership That Scales With You, Not Towards
Entry to Wirex One’s premium tiers is powered by Wirex’s native token, WPAY, however the mannequin is deliberately totally different from something you’ve got seen earlier than. There is not any subscription charge, no 12-month lock-up, and no minimal dedication.
You maintain WPAY as a proportion of your Wirex One portfolio: as your portfolio grows, your tier rises with it, and advantages alter mechanically.
It is the lightest-touch membership mannequin within the business, and it is designed particularly for individuals who’ve been underserved by each conventional banking and the subscription tier mannequin of most shopper fintechs.
Launching Quickly, Constructed on a Decade of Infrastructure
Wirex One is constructed on over a decade of belief and innovation within the business, and runs on Circle’s Arc blockchain, a next-generation L1 purpose-built for funds, backed by BlackRock, Visa, Mastercard, and Goldman Sachs.
Should you’ve all the time managed your funds with the care and a focus that personal banking shoppers anticipate, however with out the entry they obtain, Wirex One was constructed for you.