A Single App for Spending, Incomes & True Possession

Wirex One is constructed to be probably the most full finance app in the marketplace. It’s bought all the pieces it’s essential to spend, earn, make investments, and develop, in a single place, powered completely by stablecoin infrastructure. Plus, it’s designed with true possession over your funds and monetary privateness at its core, remodeling what we all know as personal banking as we speak.

We need to empower monetary freedom like by no means earlier than. For the primary time, you’ll get the usability of a neobank with the advantages of onchain finance so you may put your cash to work with true possession over your property.

Let’s dive into among the key options that make Wirex One totally different:

Spend your funds immediately in real-life at tens of millions of areas worldwide, and earn as much as 8% cashback valued in USD (one of many highest charges within the trade). Your rewards are instantly spendable, not locked in unstable tokens.

Wirex One is constructed for world use, with:

• Charge-free ATM withdrawals worldwide

• 0% FX charges when spending overseas

• Multi-currency accounts contained in the app

Whether or not you’re travelling or managing a number of currencies, you retain extra of your cash

Wirex One is totally onchain and non‑custodial, however with out the complexity, and it’s the primary time non‑custodial finance feels so simple as a conventional banking app. You get:

• True possession of your property

• Personal, on the spot settlement

• No seed phrases or key administration

• A clear, intuitive neobank‑fashion interface

Put your idle funds to work robotically, with as much as 9.75% yield accessible on stablecoins and crypto holdings to simply develop your portfolio. Select between versatile phrases (withdraw anytime, decrease price) and glued phrases (greater price, set lock interval). 

Wirex One offers you the performance of a neobank, however totally on stablecoin rails. You may maintain your personal IBAN, ship and obtain through SEPA, ACH, Sooner Funds, and card transfers, while any incoming fiat auto‑converts onchain. Alternatively, you may ship/obtain to different crypto wallets immediately.

Commerce tons of of cryptos, with fee-free crypto buying and selling for WPAY holders. Plus, we’ll be launching 24/7 tokenised equities and as much as 5x perpetual buying and selling quickly, all inside the identical app.

Borrow towards your crypto or tokenised shares with on the spot approval, and no credit score test Wirex One provides you with a better approach to entry liquidity with out promoting your property.

Membership at Wirex One is in contrast to that of different premium monetary providers, and it’s powered by WPay. With Wirex One, the extra your portfolio grows, the extra your membership offers again.

What makes WPAY totally different:

• Not a subscription: zero price, the place advantages scale as you improve the % of WPAY you maintain in your portfolio, promote anytime

• No lock-up: No 6–12 month lock-up, the place your WPAY is at all times liquid and advantages regulate dynamically as your portfolio adjustments

• Not unstable cashback: As much as 8% cashback rewards for spending on card are valued in USD, not tokens

Greater tiers provide advantages like greater yield, greater cashback charges, and premium journey & way of life perks.

Wirex One is constructed for individuals who need one highly effective app as a substitute of 5: crypto holders consolidating their property, travellers who hate FX charges, and anybody who desires their cash to work tougher with out paying for a premium tier.

Wirex One will launch very quickly, with extra details about it being revealed at launch. Keep watch over our social platforms for the launch date.