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Thursday, April 23, 2026

[Last Day] Spruce Cash (Fintech) $100 Referral Bonus


Supply at a look

  • Most bonus quantity: $100 + $100 per referral (as much as 5 referrals)
  • Availability: Nationwide, excluding WA. Extra info right here.
  • Direct deposit required: Sure, $200+ inside 45 days
  • Extra necessities: Activate debit card
  • Onerous/tender pull: Tender pull
  • ChexSystems: No
  • Bank card funding: None 
  • Month-to-month charges: None 
  • Early account termination charge: Unknown 
  • Family restrict: None 
  • Expiration date: April 15, 2026

The Supply

No direct hyperlink to supply, requires a referral hyperlink (discover referrals on this linked submit, it’s now not doable to share them)

  • Fintech Spruce Cash is providing a $100 referral bonus to each events when the brand new consumer opens a brand new account utilizing a referral hyperlink and completes the next necessities:
    • Join new account by April 15, 2026
    • Activate debit card
    • Obtain a direct deposit of $200+

The High-quality Print

  • All checking account bonuses are handled as earnings/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about.

Early Account Termination Price

I wasn’t capable of finding a charge schedule so uncertain if there’s any EATF however as there isn’t a month-to-month charge it’s not an enormous threat to maintain open. 

Our Verdict

I wouldn’t be shocked if this will get pulled early, though Spruce Cash is constructed by H&R Block so that they undoubtedly have the cash to spend in the event that they determine to push it. So far as I do know that is the one bonus we now have seen from Spruce. There’s all the time an opportunity that the bonus will enhance sooner or later however if you happen to’re in two participant mode you may successfully get $300 from two indicators up ($100 from first, then refer companion for $200 on the second). I believe this one is price doing and shall be added to our greatest checking account bonuses. Once more, please don’t share your referral info within the feedback under. It may be shared on this linked submit as an alternative (it’s now not doable to share them in that thread OR under. Learn the linked thread for cause).

It must also be famous that it requires you to open by way of a referral hyperlink, the explanation we now have opted for e-mails on the referral web page is so individuals don’t use hyperlinks when individuals have hit the 5 individual referral cap (if you happen to join utilizing one in all these hyperlinks you’d nonetheless get the $100 bonus, however they wouldn’t get the $100 bonus and we need to share the love). As well as the one who referred additionally, you will have the ability to see your first title of their dashboard.

Hat tip to reader Kiwi

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