2026.3 Replace: Cardholders ought to have all acquired an electronic mail by now: on August 14, 2026, the issuer of this card will swap from American Categorical to U.S. Financial institution. This transformation is probably going a combined bag. On the one hand, some folks have been shutdown by AmEx or are tight on their AmEx bank card slots, so having the Amazon card moved away from AmEx may truly be a constructive. Then again, U.S. Financial institution is mostly recognized for being tougher relating to approvals, so some folks could now not be capable of get permitted for this card.
2020.10 Replace: Reminder: the cap of 5% cashback is now efficient. Additionally, primarily based on current knowledge factors, AmEx now solely can help you maintain one in every of this card at a time, subsequently you’ll be able to’t enhance the cap by holding a number of of this card.
2020.6 Replace: The provide is now $125. Efficient Oct.1, you’ll earn 5% or 3% Again solely on the primary $120,000 in purchases every calendar 12 months, 1% Again thereafter.
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Advantages
- $125 provide: earn a $125 Amazon Reward Card upon approval (The provide is $100 for non-Prime members)
- Earn 5% cashback at Amazon, Entire Meals, Amazon Enterprise, and AWS if you’re an Amazon Prime member (3% if not), 2% cashback at eating places and gasoline stations (1% if not), 1% cashback on all different purchases. With a view to get the 5%, you could use your personal Amazon account. Pupil Prime membership and trial prime membership counts as effectively.
- You possibly can select to get an additional 90 days curiosity free on U.S. purchases at Amazon Enterprise, AWS, Amazon.com and Entire Meals Market with an eligible Prime membership, as an alternative of 5% cashback.
- No overseas transaction charge.
- No annual charge.
Disadvantages
- Although it seems to be a no annual charge card, truly you could do not forget that Prime Membership prices you some cash each 12 months.
- You’ll earn 5% or 3% Again solely on the primary $120,000 in purchases every calendar 12 months, 1% Again thereafter.
- AmEx solely can help you maintain one in every of this card at a time, subsequently you’ll be able to’t enhance the cap by holding a number of of this card.
Really useful Software Time
- You possibly can solely get the welcome bonus as soon as in a lifetime, so remember to apply when the historic highest provide seems.
- AmEx doesn’t care in regards to the variety of exhausting pulls.
- You possibly can attempt to apply for it when you’ve got a credit score historical past of 6 months.
Just one AmEx bank card will be permitted in a day. This rule doesn’t apply to cost playing cards, you will be permitted for one bank card and a number of cost playing cards within the day.A number of playing cards permitted in the identical day will solely have one Exhausting Pull.- Solely 2 AmEx bank cards will be permitted inside 90 days, however once more, this rule doesn’t apply to cost playing cards.
- You possibly can maintain at most 5 AmEx bank cards, not together with cost playing cards.
Abstract
When you spend some huge cash on Amazon, and are already an Amazon Prime member, it’s a respectable card with 5% cashback. The advantages of this card are similar to Chase Amazon Prime private card. It is best to select one primarily based on which financial institution you want higher, although do not forget that holding this card will occupy one in every of your 5 Amex bank card slots.
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After Making use of
- Click on right here to test AmEx software standing.
- AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is effectively protected. Totally different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the correct that will help you submit requests.
Historic Provides Chart
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