
2026.4 Replace: The 100k supply comes again.
2025.11 Replace: The 100k supply is expired. At present there’s solely a 80k common supply.
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Advantages
- 100k supply: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point International Companion Award. That is the perfect supply on this card.
- We worth Alaska Miles at 1.6 cents/level (Airline Miles Worth), so the 100k welcome supply is price about $1,600!
- Earn 3x Alaska Miles on eligible Alaska Airways, Hawaiian Airways, eating and overseas purchases; and 1x Alaska Miles on all different purchases.
- Annual International 25K Companion Award for a journey companion on the identical itinerary, when reserving journey utilizing your Atmos™ Rewards factors. Moreover, obtain a International 100K Companion Award yearly you spend 60,000 or extra on purchases in that anniversary 12 months.
- Obtain 8 Alaska Lounge passes and eight Wi-Fi passes annually (2 of every per calendar quarter).
- Free checked bag for you and as much as 6 company touring on the identical reservation whenever you buy Alaska or Hawaiian Airways airfare with the cardboard.
- Earn a ten% rewards bonus on all factors earned from card purchases when you’ve got an eligible Financial institution of America® account.
- Get 10,000 standing factors yearly in your account anniversary and earn 1 standing level for each $2 spent on purchases.
- As much as $120 Airport Safety Credit score each 4 years in reference to the TSA PreCheck® or International Entry trusted traveler applications.
- Obtain a $50 voucher for Alaska Airways flight cancellations or departure delays of two hours+.
- Pay no change payment when it’s essential to make a same-day change to your Alaska Airways flight plans – a financial savings of as much as $50 per change.
- Flexibility with no blackout dates or redemption charges on Alaska Airways, Hawaiian Airways or accomplice airline flights when reserving with factors or a International Companion Award.
- No overseas transaction payment.
- You’ll be able to refer a pal: go to this webpage to generate your referral hyperlink. Get 10k miles per approval, and earn as much as 250k miles per 12 months. Word that the generated referral hyperlink isn’t for this card, as a substitute it’s for the Atmos Ascent card.
Disadvantages
- $395 annual payment, NOT waived for the primary 12 months.
Advisable Software Time
- We suggest you apply for this card after you may have a credit score historical past of not less than one 12 months.
- 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, you might not get declined due to this rule. As a substitute, you might get authorised at first, after which the account will probably be closed due to “authorised in error”.
- 24 month churn rule: This card is not going to be obtainable to you in case you at present have or have had the cardboard within the previous 24 month interval.
Abstract
This premium card’s welcome supply is unquestionably price it, however its long-term worth is questionable. The $395 annual payment isn’t actually offset by any easy-to-use credit. The largest spotlight is clearly the 3x miles on all overseas transactions. When you can work out a method to manufacture spend throughout borders, then this card may have some distinctive worth.
After Making use of
- Click on right here to verify BoA software standing.
- BoA reconsideration backdoor quantity: 800-732-9194. Evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers instantly.
Associated Credit score Playing cards
| Playing cards | Atmos Ascent | Atmos Summit | Atmos Enterprise |
|---|---|---|---|
| Annual payment | $95 | $395 | $95 |
Greatest Downgrade Choices
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