Capital One $300 Checking Bonus

Replace 2/21/26: Look again interval is now January 1, 2024 (was January 1, 2023). Making extra folks eligible. In step with the $250 bonus. Hat tip to reader VeteranChurner

Provide at a look

The Provide

Direct hyperlink to supply

• Capital One is providing a $300 bonus once you open a brand new checking account and full the next necessities:
  • Use promo code OFFER300
  • Arrange and obtain at the very least 2 direct deposits, every of $500 or extra, inside 75 days of account opening

The Fantastic Print

• Capital One reserves the appropriate to finish or change the phrases of this provide at any time previous to you accepting the provide, with or with out discover. Altering the phrases of this provide may lead to a change to any of the provide necessities reminiscent of, however not restricted to, the required deposit quantities, certified exterior deposit sources, the bonus quantities or expiration date. Please word that when your account is opened with a promotional code, the phrases of the provide won’t change with out us notifying you prematurely. Gives might fluctuate.
• When you have or had an open 360 Checking, Merely Checking, or Whole Management Checking account as a major or secondary account holder with Capital One on or after January 1, 2023, you can be ineligible for the bonus. In case your account is in default, closed or suspended, or in any other case not in good standing earlier than you obtain the bonus, you’ll not obtain the bonus. No minimal steadiness is required to be maintained with a view to obtain this bonus.
• Right here’s the total scoop on easy methods to earn your $300 bonus:
  1. Open a 360 Checking account on or after November 13, 2024, utilizing promotional code OFFER300.
  2. Arrange and obtain at the very least 2 Qualifying Direct Deposits every of $500 or extra to your 360 Checking account inside 75 days of account opening.
  3. Capital One will deposit the bonus into your account after the primary two necessities listed above are accomplished. See under for when the bonus will probably be posted.
• All checking account bonuses are handled as revenue/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about.

Early Account Termination Price

There isn’t a early account termination price

Our Verdict

There was a $250 bonus, I stated to attend for a much bigger bonus as we noticed $350 bonus final 12 months. I feel this $300 bonus is value doing although and we’ll add it to our greatest checking account bonuses.

Helpful posts relating to financial institution bonuses: