[NY only] Summit Federal Credit score Union Up To $150 Checking Bonus – Direct Deposit Not Required

Replace 2/8/26: Deal is again till 3/31/26. Dates fluctuate to final time. Hat tip to reader Jon

Replace 8/2/25: Deal is again till 11/15/25. Dates fluctuate to final time. Hat tip to reader D

Replace 3/1/25: Deal is again, necessities totally different to final time. Hat tip to ShawntheShawn

Replace 9/11/22: Deal is again. Hat tip to alopez14

Replace 3/26/22: Deal is again, this time you possibly can solely order one debit card so most is $150 as a substitute of $300.

Supply at a look

• Most bonus quantity: $150
• Availability: NY solely (department locator). Should stay, work, worship, volunteer, or attend faculty within the geographic boundaries of the Metropolis of Rochester, Metropolis of Bualo, Metropolis of Syracuse, Metropolis of Geneva, Metropolis of Tonawanda, City of Henrietta, City of Amherst, City of Tonawanda, or Cortland County
• Direct deposit required: None
• Further necessities: 20 debit card transactions
• Arduous/delicate pull: Mushy pull
• ChexSystems: Unknown
• Bank card funding: Unknown
• Month-to-month charges: $5, avoidable
• Early account termination payment: Account should stay open by means of 9/30/19
• Family restrict: None
• Expiration date: None listed, however should full debit card transactions by Could thirty first, 2019

The Supply

Direct hyperlink to supply

• Summit Federal Credit score Union is providing a bonus of $150 while you open a brand new checking account and full the next necessities:
  • To obtain the one-time $25 debit card and RoundUp Financial savings opening bonus it’s essential to order a brand new debit card and open a RoundUp Financial savings account between 2/1/25 and three/31/25.
  • To obtain the $50 bonus, it’s essential to full 20 point-of-sale transactions submit to your account by 5/31/25 and the cardboard and account should stay open by means of 9/30/25.
  • Earn as much as two particular one-time bonuses totaling $75 that The Summit will deposit into your RoundUp Financial savings when your RoundUp Financial savings account reaches a steadiness of $250 ($25 bonus) and $500 ($50 bonus).

The Nice Print

• Supply restricted to members that haven’t had a debit card previously 12 months. Restricted to 2 cardholders per account (as much as $300 most with Premium Checking or $150 most with Enhanced Checking).
• To obtain the $150 bonus with Premium Checking or $75 with Enhanced Checking, it’s essential to order a brand new debit card between 2/4/19 and three/31/19, have 20 point-of-sale transactions submit to your account by 5/31/19 and the cardboard and account should stay open by means of 9/30/19.
•  Please enable 4-6 weeks after assembly {qualifications} to obtain your reward.
• Money bonus might be reported and you’ll obtain IRS Kind 1099-INT.
• Any relevant taxes are the duty of the member.
• Supply topic to alter at any time at our sole discretion with out discover.
• The Account Upkeep Price is waived when you meet sure circumstances. See department for particulars.
• All checking account bonuses are handled as earnings/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

Premium checking account (required for the $150 bonus) has a $5 month-to-month payment. That is waived when you have a each day steadiness of $1,000 or extra.

Early Account Termination Price

Account should stay open by means of 9/30/19, in any other case it appears just like the bonus might be forfeit.

Our Verdict

Looks like an incredible supply, particularly if you are able to do it twice per account for a complete bonus of $300. It’s not clear when you’ll have the ability to open by way of telephone/on-line or when you finally must go in department. Positively price doing if it’s a delicate pull, if anyone goes for this bonus then please share your experiences within the feedback under.

Huge thanks to reader, Curmudgeon who tell us. Discover ways to discover bonuses and contribute to the location right here.

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