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2026.1 Replace: The brand new supply is 175k. Provide expires on 2026.3.18.
2025.9 Replace: The brand new supply is 165k. [2025.10 Update] The upper supply is expired. The present supply is just 140k.
2025.5 Replace: There’s a 5FN supply (as much as 60k every). That is the very best supply on this card. [Expired]
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Advantages
- 175k supply: earn 175,000 IHG factors after spending $5,000 in 3 months. That is the very best factors supply; the latest finest supply is 5FN (as much as 60k every).
- IHG factors are valued round 0.5 cents/level (Lodge Factors Worth). So the 175k supply is value about $875.
- Obtain a 40k Free Night time (FN) certificates yearly after your account renewal anniversary date. It’s also possible to use present IHG factors to redeem your FN at accommodations above the 40,000 level redemption stage.
- Earn 10x factors at IHG property, 5x factors at eating, grocery store and gasoline station, and 3x level on different purchases.
- Obtain as much as $50 United TravelBank Money every calendar yr: You will obtain one $25 United TravelBank money deposit on or about January 1, and one other $25 United TravelBank money deposit on or about July 1. Deposits made between January 1 and June 30 will expire on July 15, no matter deposit date. Deposits made between July 1 and December 31 will expire on January 15, no matter deposit date. You should full a one-time registration to obtain this profit. This profit is actually ineffective due to its quick expiration and small quantity.
- Earn 10,000 bonus factors + $100 assertion credit score after you spend $20,000 on purchases and make one further buy every account anniversary yr.
- 20% off 20% on whenever you buy IHG factors together with your card.
- Redeem 3 nights, get the 4th night time free.
- Complimentary IHG Platinum Membership so long as you’ve this card. Get IHG Diamond Membership when you spend $40k.
- International Entry or TSA PreCheck $100 credit score each 4 years.
- No international transaction payment.
- Refer a good friend. Please click on this hyperlink to start out referring. You possibly can earn 10,000 bonus IHG factors for each authorized account you refer, as much as a most of 5 authorized referrals (50,000 IHG factors) per calendar yr.
Disadvantages
- $99 annual payment, NOT waived fist yr.
- Free night time is just legitimate for one yr.
Really helpful Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about how one can presumably bypass this rule.
- This product is out there to you when you wouldn’t have a present IHG Rewards Credit score Card and haven’t acquired a brand new Cardmember bonus throughout the final 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account. This doesn’t apply to Enterprise Card Credit score Card merchandise.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
- We advocate you to use for this card after you’ve a credit score historical past for greater than a yr.
Abstract
In comparison with different resort teams, IHG is robust in nationwide parks and a few small cities in the midst of nowhere. Because the revamp in 2022.3, now you can redeem 40k FN with some additional factors to e book for larger class accommodations, and this considerably elevated the pliability for the FN. This card will not be a great card for on a regular basis spending as a result of IHG factors will not be very priceless, so the 10k spending bonus is mainly only a joke. Preserving this card for a very long time is mainly equal to make use of $99 to purchase a 40k FN, whether or not it’s value it actually rely in your touring frequency and so forth.
Associated Credit score Playing cards
| Chase IHG Traveler | Chase IHG Premier | Chase IHG Premier Enterprise | |
|---|---|---|---|
| Annual Charge | $0 | $99 | $99 |
| Free Night time | none | as much as 40k | as much as 40k |
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your utility might be authorized; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it when you didn’t get approve instantly. Your private data can be acquired and they’ll then evaluate it. You seldom reply questions, as an alternative, simply benefit from the music and you then get authorized or rejected, or additional data is required to be handed in to the department or be faxed.
Historic Presents Chart
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