[2026 Reset] What Triggers The Financial institution of America Premium Rewards $100 Journey Credit score?

Replace 1/22/26: Deal has been reset for 2026

Replace 1/27/25: Meter has now reset for 2025.

(Replace 1/14/23: Financial institution of America Premium Rewards meter tracker has reset at present and is now exhibiting the $100 as accessible for use. Some individuals like ready for the tracker to reset in order to be further secure.)

Financial institution of America just lately launched the Premium Rewards bank card. One of many card advantages is a $100 annual journey incidental credit score, this credit score relies on a calendar 12 months. So long as your buy posts inside the calendar 12 months it is going to depend in direction of that credit score (even when the credit score itself posts the subsequent calendar 12 months). Formally the next qualify for the credit score:

• Charges on domestic-originated flights on sure U.S.-domestic airline carriers that embrace: most popular seating upgrades, ticket change/cancellation charges, checked baggage charges, in-flight leisure, onboard meals and beverage fees, and airport lounge charges affiliated with eligible airline carriers.

They listing the next service provider class codes as qualifying:

• 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
  • 3000 – United.
  • 3001 – American Airways.
  • 3057 – East/West Airline (Australia)
  • 3058 – Delta
  • 3063 – US Airways
  • 3066 – Southwest
  • 3132 – Frontier
  • 3174 – Jet Blue
  • 3196 – Hawaiin
  • 3256 – Alaskan

These don’t qualify:

• Allegiant Air, Spirit Airways, and Solar Nation Airways.

They particularly exclude the next within the tremendous print:

• Airline ticket purchases, mileage level purchases, mileage level switch charges, reward playing cards, duty-free purchases, award tickets and costs incurred with airline alliance companions don’t qualify. Airline incidental price transactions have to be separate from airline ticket fees

As we all know what’s listed within the tremendous print isn’t at all times what occurs in actuality so this publish goals to offer information factors on what does/doesn’t set off the credit score. The best technique to see if one thing has labored is to do the next (hat tip to Mr G)

• Use the Financial institution of America app
• Choose your Premium Rewards Credit score Card
• Click on Premium Rewards Advantages
• Indicator reveals how a lot of the credit score you’ve used
• Click on view exercise and it’ll present an itemized listing of the transactions which have triggered the credit score

Remember the fact that the tremendous print additionally states that it takes as much as seven days for the credit score to publish to your account after the cost has posted to your account.

What Works To Set off The Credit score

Under is an inventory of issues which have efficiently triggered the credit score:

• American Airways:
  • Baggage verify: 1, 2,
  • Award shut in price: 1 ($75), 2, 3,
  • Award taxes & charges: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
  • eGiftcard: 1 ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47 (didn’t work), 48, 
  • Change price: 1
  • Worldwide Most well-liked Seat: 1
  • Miles switch: 1
• Alaska:
  • Award taxes: 1
  • Fare change value: 1
  • In flight meals/drinks: 1,
• Delta:
  • Award taxes: 1
  • Consolation+: 1,
  • Change charges: 1
  • Checked baggage: 1
  • In flight meals: 1,
  • Top notch improve: 1
• Frontier:
  • Exit row seat price: 1
  • First checked bag: 1
  • Common fare: 1,
  • Seat price: 1
• JetBlue:
• Southwest:
  • Early chook verify in: 1, 2, 3,
  • Fare: 1 (underneath $60), 2 ($49)
  • $5.60 taxes: 1, 2, 3, 4, 5, 6,
  • In flight web: 1,
• United:
  • Award reserving taxes: 1, 2,
  • Baggage: 1
  • Flight change price: 1
  • Further verify in baggage on worldwide flight: 1
  • Seat Improve: 1, 2 (didn’t work, however did work after handbook intervention)

What Doesn’t Work To Set off The Credit score

Under is an inventory of issues that haven’t triggered the credit score:

• Alaska Airways:
  • Present card: 1, 2,
  • WiFi: 1,
• British Airways:
•  Delta:
  • Consolation Plus: 1 (you need to have the ability to get this manually adjusted although)
  • eGiftcard: 1 ($50)
  • Skyclub drinks: 1 (bought it credited after calling)
• Hawaiian:
• Jetblue:
• Southwest:
  • Award price: 1
  • Giftcard: 1 (underneath $20), 2 ($100), 3 ($100), 4 ($50), 5 ($50)
  • Web: 1,
• Spirit (appears it’s not a lined airline):
  • Bag charges: 1, 2, 3
  • Seats: 1
  • Inflight meals: 1
• Solar Nation:
• United:
  • Award taxes: 1
  • Shut in price: 1
  • Seat improve: 1,

Share Your Datapoints

Please share your datapoints within the feedback, ensure you use the app technique to see if it has triggered the credit score or not. Checklist what you bought, what airline it was for and the way a lot the cost was as properly.