Citi® / AAdvantage® Government World Elite Mastercard® Evaluation (2025.12 Replace: 100k Supply)

2025.12 Replace: The 100k provide has come again.

2025.5 Replace: The 100k provide has come again.

2024.5 Replace: The 100k provide has come again.

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Advantages

1. 100k Supply: earn 100,000 AA Miles after spending $10,000 in first 3 months. That is the very best provide on this card.
2. We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 100k sign-up bonus is value about $1,500! See A Newbie’s Information to AA Miles to test for particulars about AA Miles.
3. Earn 4 AA miles per $1 spent on American Airways, 1 AA mile per $1 on different purchases. Earn 5x on AA after spending $150,000 in a calendar yr. Earn 10 AA miles for each $1 spent on eligible resorts booked by aa.com/resorts and on eligible automobile leases booked by aa.com/vehicles.
4. Complimentary Admirals Membership membership ($500/yr for buy), which permits cardholder and two visitors to enter Admirals Membership without spending a dime.
5. [New] Coupon Guide:
   • $120 Avis/Price range credit score per calendar yr
   • $120 Grubhub credit score: $10 per month-to-month billing assertion
   • $120 Lyft credit score: $10 Lyft credit score after 3 taking 3 eligible rides in a calendar month
6. [New] Earn 1 Loyalty Level for each 1 eligible AAdvantage® mile earned from purchases.
7. [New] Loyalty Factors Bonuses: Earn a ten,000 Loyalty Factors bonus after reaching 50,000 Loyalty Factors in a standing qualification yr. Earn one other 10,000 Loyalty Factors bonus after reaching 90,000 Loyalty Factors in the identical standing qualification yr.
8. First checked bag free on home American Airways flights for cardholder and as much as eight companions.
9. Precedence check-in, screening and boarding when touring on home American Airways flights.
10. 25% financial savings on eligible in–flight AA purchases utilizing this card.
11. Earn 10,000 Elite Qualifying Miles (EQM) after spending $40,000 in every calendar yr.
12. No international transaction payment.
13. Free so as to add licensed customers, as much as 10. Approved customers have complimentary entry to Admirals Membership, and also can deliver two visitors without spending a dime! [Expired]

Disadvantages

1. $595 annual payment, NOT waived for the primary yr. Citigold members ($200k property required) get a $145 annual payment low cost, which makes the annual payment $450. Word that annual payment doesn’t depend in the direction of the minimal spending requirement (and that is true for all bank cards)!

Advisable Utility Time

1. [8/65 Rule] You may apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of authorized or not.
2. [1/48 Rule] The welcome bonus is just not obtainable if in case you have acquired a brand new account bonus for this card prior to now 48 months.
3. Citi values the variety of latest arduous pulls rather a lot, we suggest you apply when there’s lower than 6 arduous pulls prior to now 6 months.
4. We suggest you apply for this card after you have got a credit score historical past of at the very least one yr.

Abstract

Word that you may solely get ONE sign-up bonus among the many Citi AA playing cards in 24 months. Though the sign-up bonus is the very best among the many Citi AA playing cards, its first yr excessive annual payment is just not waived. So we suggest Citi AA Platinum as a substitute of this card.

Associated Credit score Playing cards

Advisable Downgrade Choices

After Making use of

• Name 888-201-4523 to test Citi utility standing.
• Citi reconsideration backdoor quantity: 605-331-1698. It is a so referred to as “Citi EO” (Government Workplace) cellphone quantity. This cellphone quantity is just not designed to make reconsiderations, however the representatives are actually useful.

Historic Provides Chart

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