To assist retail traders navigate their Prosper-related tax submitting course of, we’ve created the 2025 Prosper Tax Information. This information has basic details about the 1099 tax kind(s) you might obtain from Prosper.
To entry the Prosper Investor Information for 2025, click on right here.
Should you’re a retail investor who holds Notes from Prosper, right here’s what you should know:
In connection together with your funding by way of Prosper, you might obtain the next varieties for the 2025 calendar 12 months:
- 1099-OID: Reviews web accrued curiosity of $10 or extra acquired in calendar 12 months 2025
- 1099-MISC: Reviews different earnings of $600 or extra (resembling late charges) acquired in calendar 12 months 2025
- 1099-B: Reviews gross proceeds from gross sales or recoveries acquired in calendar 12 months 2025 from Notes equivalent to loans charged-off in 2025 or prior years
Your 1099 tax assertion(s) will probably be obtainable in your Prosper account by the next dates:
- 1099-OID and 1099-MISC will probably be obtainable no later than February 2, 2026
- 1099-B will probably be obtainable no later than February 17, 2026
Please word that it’s your duty to test your account and evaluate all data offered earlier than submitting your tax return.
Prosper doesn’t present tax, monetary or authorized recommendation and neither this submit nor Prosper’s tax information is meant to be tax, monetary or authorized recommendation. We advocate that you just seek the advice of together with your monetary or tax advisor you probably have any questions. The IRS additionally offers steering on the again of the 1099 tax kind(s) designed to explain what’s reported in every field on the shape and the place the quantity could also be reported on an earnings tax return.